Comparison

Simple Bookkeeping vs Private Money Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Bookkeeping

Effortlessly log expenses and income by snapping receipt photos or using quick entry shortcuts. Track spending, manage budgets, and view reports all on your device with optional iCloud sync. No ads or account required.

Highlights
  • Automatic amount and date extraction from receipt photos
  • Home Screen, Action Button, and Back Tap shortcuts for one-tap logging
  • Siri integration for voice-based expense logging
  • Customizable widgets for spending and budget tracking
  • Income, expense, and category reporting
  • Monthly and category budget alerts
  • Debt and card balance tracking
Features
Read full description

Simple Bookkeeping fills in the amount and date from a receipt photo or a picture in your library. Review it, then tap Confirm and save. Receipts One tap opens the camera or your photo library. The amount and date are filled in. Nothing is added until you tap Confirm and save. Shortcuts Add Simple Bookkeeping to Shortcuts, then place it on the Home Screen, the Action Button, or Back Tap. One tap records the amount and category without opening the app first. You can add that shortcut from inside the app. You can also say "Use Simple Bookkeeping to log one" to Siri, then answer the prompts for the amount and category. Widgets Included with the app. On the Home Screen: today's spending (small; medium has Add and Scan), this month's budget (small and medium, as a ring), recent entries (medium and large), and categories (small and medium, as a donut). On the Lock Screen: today's spending (rectangular and inline) and budget (circular and rectangular). Settings shows how to add them. Free - Income, expenses, and categories, in week, month, and year reports - A default currency in Settings, with 27 currencies and favorites - Monthly and category budgets for each currency, with alerts at 80% and 100% - Recurring bills that need confirmation before they post. You can also skip or pause them - Debts and card balances - A daily reminder that includes today's spending, plus a streak and a weekly report - Import a bill CSV exported from another app, preview it, then add the rows. CSV export is included - Templates for entries you repeat. A tap fills the form; you still save it - A short first-launch tour you can skip On your device and in your own iCloud The ledger is kept on your device and in your own iCloud. Sync is on by default, so your other devices can show the same records. We do not collect this data. No account is required, and there are no ads. The App Store privacy label is Data Not Collected. Face ID can lock the app. The app is in English, Japanese, Korean, Simplified Chinese, and Traditional Chinese. Bookkeeping and widgets are included. Tips are optional support for the developer.

About

Private Money Tracker

Features
Read full description

Private Money Tracker - Track Expenses in 3 Seconds Your money, your data, your freedom. Private Money Tracker is a privacy-first expense tracker that runs offline by default. No ads, no account required - just fast, simple money management. WHY FREELEDGER? - 3-Second Tracking - Open, enter amount, select category, done - Offline by Default - The app makes no automatic network requests; your data stays on your device - Completely Free - No ads, no subscriptions, no hidden costs - Privacy First - No account, no tracking, no data collection - Smart Categories - Auto-sorted by your usage patterns - Beautiful Insights - Charts and graphs to understand your spending KEY FEATURES FAST & SIMPLE - Lightning-fast expense entry in under 3 seconds - Smart category suggestions based on your habits - Quick edit and delete with swipe gestures - Intuitive interface designed for daily use POWERFUL INSIGHTS - Monthly spending breakdown with pie charts - Trend analysis with line graphs - Tag-based expense grouping and filtering - Search through your transaction history - Export to CSV for detailed analysis PRIVACY & SECURITY - App-level password protection - All data stored locally on your device; your entries are never uploaded to our servers - Backup and restore with encrypted files - No automatic network requests - Zero data collection or tracking PERSONALIZATION - 15 beautiful themes for every personality - Multi-currency support with localization - 46 languages including English, Chinese, Japanese, Korean, and more - Customizable categories and tags - Flexible date and number formats SMART REMINDERS - Set up recurring expense reminders - Daily, weekly, or monthly notifications - Never forget regular payments again PERFECT FOR - Students managing allowances - Professionals tracking business expenses - Families budgeting household costs - Anyone who values privacy and simplicity NO COMPROMISES Unlike other expense trackers, Private Money Tracker doesn't force you to choose between features and privacy. You get powerful money management tools without sacrificing your data security. - No account registration - No automatic network requests. You can optionally turn on iCloud sync yourself - your data then syncs only through your own Apple private iCloud database, and we can never access it - No ads interrupting your workflow - No subscription fees - No data mining or selling your information WHAT USERS SAY "Finally, an expense tracker that respects my privacy!" "The 3-second tracking is a game changer for my daily routine." "Beautiful design, works offline by default, completely free - what more could I ask for?" GET STARTED IN SECONDS 1. Download Private Money Tracker 2. Choose your currency 3. Start tracking expenses immediately 4. View insights and take control of your finances Your financial data belongs to you. Download Private Money Tracker today and experience expense tracking the way it should be - fast, private, and completely free. --- SUPPORT & FEEDBACK We're committed to making Private Money Tracker the best expense tracker. Have questions or suggestions? Contact us at tomaswell163@gmail.com Follow our journey and get updates on new features! About iCloud Sync Private Money Tracker runs entirely on your device and makes no automatic network requests. If you want to, you can turn on cross-device sync yourself under Settings > iCloud Sync. Your data then syncs only through your own Apple private iCloud database, limited to your own devices signed in with the same Apple ID — we can never access or decrypt it. Turn it off and the app goes back to fully local operation. Nothing is missing if you leave it off.

Screenshots

Simple Bookkeeping4 screens
Private Money Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Private Money Tracker at none against Simple Bookkeeping's 3. Private Money Tracker also leads on update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Bookkeeping sells 3 one-off in-app purchases. Private Money Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Bookkeeping ships an update every 2 weeks, Private Money Tracker every 5 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Simple Bookkeeping versus Private Money Tracker: the parameters behind the verdict, then further details
ParameterSimple BookkeepingPrivate Money Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.617.0 — better
Further details — not scored
Size5 MB11 MB
Age rating4+12+
Developer耀民 王洋 王

In-app purchases

3 purchases

Simple Bookkeeping

One-time3
  • 请作者喝一杯咖啡$1.99
  • 请作者喝2杯咖啡$4.99
  • 请作者喝好几杯咖啡$9.99
None

Private Money Tracker

No in-app purchases

Questions

Is Simple Bookkeeping free?
Simple Bookkeeping is free to download, with in-app purchases available.
Is Private Money Tracker free?
Private Money Tracker is free to download, with no in-app purchases.
Do Simple Bookkeeping or Private Money Tracker have ads?
Neither Simple Bookkeeping nor Private Money Tracker shows ads.
Which is updated more often, Simple Bookkeeping or Private Money Tracker?
Simple Bookkeeping ships an update every 2 weeks, and Private Money Tracker every 5 days. Most recently, Simple Bookkeeping was updated on October 30, 2026 and Private Money Tracker on October 31, 2026.

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