Comparison

My Net Worth Tracker Wealth vs WorthSafe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Net Worth Tracker Wealth

This app focuses solely on tracking your net worth without any complex features. Easily add assets and liabilities to see your financial standing at a glance. It's designed for users who want a simple, fast, and private way to monitor their wealth.

Highlights
  • Track net worth
  • Add assets and liabilities
  • Simple graph
  • Works offline
  • No account needed
  • Private by default
  • Dark Mode
Features
Read full description

FINALLY. A NET WORTH TRACKER THAT DOESN'T SUCK. No dashboards. No complexity. No features you'll never use. Open the app. See your number. Done. WHY NET WORTH? Your net worth is the only number that matters. Not your salary. Not your account balances. Your net worth. Everything you own minus everything you owe. One number. The scoreboard of your financial life. WHAT MAKES THIS DIFFERENT? Most finance apps are complicated. Budgeting tools, expense trackers, 47 different charts you'll never look at. We deleted all that. Net Worth does ONE thing: Shows you your net worth. Fast. Update an asset? Three taps. Ten seconds. That's it. HOW IT WORKS: 1. Add your assets (cash, crypto, stocks, real estate, precious metals, whatever) 2. Add your liabilities (debt, mortgages, loans, credit cards) 3. See your net worth That's the entire app. FEATURES: Big number at the top (your net worth) Simple graph (last 6 data points) Asset list (tap to edit) Monthly gain/loss indicator Works offline (no internet required) No account needed (no login) Private by default (data never leaves your device) Dark Mode (automatic) Native iOS design (feels like it came with your phone) WHAT IT DOESN'T DO: No bank linking (manual only) No budgeting tools No expense tracking No ads No subscriptions No cloud sync (device only) No complexity PERFECT FOR: Crypto investors (BTC, ETH, ZEC, track it all) Precious metals collectors (gold, silver, platinum) Real estate owners (rental properties, primary residence) Anyone building wealth systematically People who hate complicated finance apps Minimalists who want simplicity TRACK ANYTHING: Cash and Savings Crypto (Bitcoin, Ethereum, etc.) Stocks and Brokerage Accounts Precious Metals (Gold, Silver) Real Estate Business Equity Vehicles Retirement Accounts Credit Card Debt Mortgages Loans Any Asset or Liability PRIVACY FIRST: Your data stays on your device. Period. No cloud. No servers. No tracking. No selling your data. Want to delete the app? Your data goes with it. That's how it should be. THE STORY: I built this app because every net worth tracker I tried was terrible. Too complicated. Too many features. Too much friction. I just wanted to see my number and update it quickly. Nothing else. So I built it. Steve Jobs style. Delete everything until you can't delete anything else. This is that app. ONE-TIME PURCHASE. NO SUBSCRIPTION. Buy it once. Use it forever. No monthly fees. No ads. No upsells. START TRACKING YOUR WEALTH TODAY. Download now and see your net worth in 60 seconds. The first step to building wealth is knowing where you stand. This app shows you exactly that. Nothing more. Nothing less.

About

WorthSafe

Track your complete financial picture privately and securely. Monitor assets, debts, and investments to understand your net worth. Generate detailed reports and plan for the future with a focus on data privacy.

Highlights
  • Private wealth dashboard
  • Track assets and liabilities
  • Liquid net worth calculation
  • Eleven printable/shareable reports
  • Multi-currency support
  • Family tracking and handoff dossier
  • Data stored in iCloud
Features
Read full description

Financial stability doesn't happen by accident. Whatever your goal — your first $10,000, your first million, or lasting generational wealth — you can't grow what you don't measure. WorthSafe is a comprehensive Net Worth Tracker that shows you where you stand on the way to a secure financial future. WorthSafe is the privacy-first wealth dashboard for people who want a clear, complete picture of their net worth without handing their financial life to a bank, a broker, or a data company. There is no account to create and no server of ours: everything you enter stays on your device and in your own iCloud, where nobody but you can reach it. Organize every asset and liability in one place and see your true net worth at a glance — everything you own minus everything you owe — alongside your Liquid Net Worth (cash, investments, crypto and the cash value of your insurance). If you track your net worth in a spreadsheet — or not at all — WorthSafe is built for you. Chasing FIRE? Follow your liquid net worth and growth trend, and decide whether your home counts toward the number. TRACK EVERYTHING YOU OWN AND OWE • Bank and savings accounts, CDs, brokerage, 401(k) and other retirement accounts, crypto • Property, cars, bullion, jewelry, watches, paintings, collectibles, coins and memorabilia • Household goods: furniture, appliances and electronics • Student loans, mortgages, home equity lines of credit, credit cards, secured and unsecured loans — link a debt to the asset it's secured against • Record where physical items are kept — home, bank locker or storage • Record insurance policies covering your property, vehicles and valuables • Attach documents, photos and policy details to any item • Track expiry dates for policies, registrations and warranties • Choose exactly which assets count toward your net worth ELEVEN REPORTS, READY TO PRINT OR SHARE Net Worth Summary • Assets by Category • Liabilities Summary • Household Inventory • Foreign Accounts • Institution Exposure • Upcoming Dates • Net Worth by Owner • Excluded from Net Worth • Wealth Growth Trend • Estate Planning Asset List Run any report for today or for a date in the past, then save it as a PDF. BUILT FOR THE WHOLE PICTURE • Multi-currency support with 16 currencies with daily rates — a missing rate sets items aside rather than guessing • Assign owners and nominees, including yourself, for true joint and family tracking • A Family Handoff Dossier — one PDF, optionally password-protected, that your family, executor or attorney could actually act on • Reminders before policies, warranties and registrations expire • Works on iPhone, iPad and Mac PRIVATE BY DESIGN • Your data lives in your iCloud, synced across your devices — never on our servers • Face ID, Touch ID or passcode App Lock • No account to create, no password to forget WHAT WORTHSAFE DOES NOT DO • It does not connect to your bank, broker or any financial institution • It does not fetch balances or transactions automatically — you enter and update values yourself • It never asks for banking credentials or account passwords • It does not track spending or categorise transactions • It does not show daily market movement or track individual stocks — values are at the account level • It does not give investment, tax or legal advice • It does not buy, sell or transfer anything • It does not send your data to us or anyone else START FREE — AND WE MEAN IT Add your first 10 assets and liabilities completely free. Checking and savings, a brokerage account, a 401(k), your car and its loan, your home and its mortgage, a life insurance policy and a credit card — that's ten, with every feature and no time limit. When you're ready for more, subscribe monthly or yearly for unlimited assets and liabilities. Cancel anytime. Just beginning? WorthSafe grows with you. A complete user manual is built into the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

My Net Worth Tracker Wealth4 screens
WorthSafe4 screens

Verdict

The call

The clearest difference is in-app purchases: My Net Worth Tracker Wealth at none against WorthSafe's 2. WorthSafe's advantage is device support (3 vs 1) and iOS requirement (18.0 vs 26.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthSafe sells 2 in-app purchases, starting at $4.99 per month. My Net Worth Tracker Wealth asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for My Net Worth Tracker Wealth against 5.0 for WorthSafe. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
My Net Worth Tracker Wealth versus WorthSafe: the parameters behind the verdict, then further details
ParameterMy Net Worth Tracker WealthWorthSafe
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS26.018.0 — better
Further details — not scored
Size3 MB4 MB
Age rating4+4+
DeveloperAccretive Systems LLCExultancy

Customer experience

My Net Worth Tracker Wealth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

WorthSafe

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

My Net Worth Tracker Wealth

No in-app purchases

2 purchases

WorthSafe

Subscriptions2
  • Monthly$4.991 Month
  • Yearly$49.991 Year

Questions

Is My Net Worth Tracker Wealth free?
My Net Worth Tracker Wealth is free to download, with no in-app purchases.
Is WorthSafe free?
WorthSafe is free to download, with in-app purchases available.
Which has better reviews, My Net Worth Tracker Wealth or WorthSafe?
My Net Worth Tracker Wealth and WorthSafe are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do My Net Worth Tracker Wealth or WorthSafe have ads?
Neither My Net Worth Tracker Wealth nor WorthSafe shows ads.
Which is updated more often, My Net Worth Tracker Wealth or WorthSafe?
My Net Worth Tracker Wealth ships an update every 3 weeks, and WorthSafe every 3 weeks. Most recently, My Net Worth Tracker Wealth was updated on November 5, 2026 and WorthSafe on October 31, 2026.

Other comparisons