全景记账 vs Catfolio

全景记账帮您把股票、基金、现金、房产、固收和负债放在一起，随时看清净资产和它的变化。无需注册账号，打开就能用。 【核心功能】 • AI 助手连接（Pro） 用您自己的 AI 助手查看和分析资产、负债与收支计划。助手提出的修改会进入「待确认修改」，您在 App 里确认后才生效。 • 全局搜索 从底部搜索入口快速找到已添加的资产、收支计划和市场标的，最近点选的结果会保留。 • 资产与负债总览 支持股票、基金、黄金、现金、房产、固收、公积金等常见资产，以及房贷、信用卡等负债，统一汇总总资产、总负债和净资产，并显示本年变动。 • 收支计划自动执行 工资、房贷、生活开支、定期存入等计划到期自动记录，预测未来 12 个月的现金流和财务自由进度。 • 资产健康度与配置分析 从安全性、均衡度、波动敏感度和偿债能力给出健康度评分，查看资产分类占比和流动性。 • 投资盈亏与历史表现 按日、周、月、季、年查看股票基金的投资盈亏和标的排行，可导出 CSV。 • 多币种与汇率换算 人民币、港币、美元等多币种资产自动换算到主货币。 • iCloud 同步 可开启 iCloud 同步，换手机或重装后恢复数据。 【隐私说明】 • 数据默认保存在本机，核心功能无需注册或登录。 • 开启 iCloud 同步后，数据保存在您自己的 iCloud 中。 • 开启 AI 助手连接（Pro 功能）后，资产、负债和收支计划的副本会保存到我们的服务器，供您授权的助手读取；可随时关闭并删除服务器数据。 • 行情查询只请求公开市场价格，不上传您的持仓。 订阅 Pro 可解锁自动更新行情、资产快照、AI 助手连接等功能，价格以 App Store 页面显示为准。 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://larryisthere.github.io/assetly-privacy-zh.html

All your accounts. One clear view. Catfolio brings holdings, returns and investment research together in a native portfolio app. See what you own, understand what changed, and learn from your own investments. YOUR PORTFOLIO AT A GLANCE • Bring supported accounts together or import your records from CSV. • Explore holdings, market value, cash, costs and daily changes. • Use the portfolio heatmap to understand allocation and performance. UNDERSTAND YOUR RETURNS • Follow performance over time and compare with benchmarks. • Review gains, losses and the contribution of individual holdings. • Browse trades, dividends, interest and cash movements. RESEARCH WITH CONTEXT • Explore price charts, company information and financial data where available. • View supported pre-market and after-hours prices and charts. • Connect your own AI service to ask questions about your portfolio and research. MADE FOR EVERYDAY USE • English, Simplified Chinese, Traditional Chinese and German, light and dark appearance, and display-currency preferences. • Portfolio records and calculations are handled on your device. CSV files are parsed locally and service credentials are stored in Keychain. • Optional remote AI services receive the questions and relevant context you send. Optional iCloud sync has separate controls for encrypted portfolio and watchlist data, preferences, and supported service credentials. EARLY-BIRD EXPERIENCE Welcome to Catfolio's first App Store release. As an early user, your feedback helps shape future improvements to usability, data coverage and analysis. During this launch phase, the app's currently available features are free to use. Third-party market-data and AI service fees are separate. This launch offer does not promise permanent free access or include future paid features. BEFORE YOU START Broker connections and research coverage depend on the provider, supported market and your account permissions. Some market-data and AI features require your own provider account or API key; third-party charges may apply. Quotes and other data may be delayed, incomplete or unavailable. Extended-hours coverage varies by security and source. Catfolio is a portfolio tracking and research tool. It does not place trades or transfer money, and its information and AI-generated content are not investment or tax advice. Check important figures against your broker's records and original sources. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/