Asset Forecast vs 全景记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Asset Forecast
Visualize your financial health with intuitive weather icons and forecasting tools. Manage income, expenses, and investments securely on your device without spreadsheets. Track progress towards goals with customizable dashboards and earn achievement badges.
- End-to-end asset management
- Visual financial weather icons
- 50+ analysis metrics
- Secure local data storage
- Multi-currency and multi-language support
- Customizable dashboards
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Asset Forecast – Visualize the ‘Weather’ of Your Finances Asset Forecast is a modern wealth app that helps you understand your financial health as easily as checking the weather. From recording data to forecasting future assets, it offers seamless, end-to-end support. Leave spreadsheets behind and manage your wealth simply and securely from your iPhone. Overview Asset Forecast lets you see your money. Enter income, expenses, or investments, and your asset status appears as familiar weather icons — Sunny, Cloudy, or Rainy. Grasp trends instantly, stay motivated, and keep growing assets over time. All information is safely stored on your device, never sent elsewhere. Ideal for anyone seeking secure, intuitive, and enjoyable wealth management. Concept Our concept is to “visualize the present and future of your wealth like a weather forecast.” Weather icons show trends intuitively; charts and numbers add precision. Forecasting tools project income, expenses, and investments years ahead. With rich graphs and customizable dashboards, you can analyze finances your way — numeric or visual. A forward-thinking app for everyone, from first-time savers to data-driven investors. Key Features • End-to-end asset management, from records to simulations. • Visual “financial weather” with daily trend icons. • 50+ analysis metrics in customizable dashboards. • No spreadsheets or formulas — all inside the app. • Secure local storage with no external transmission. • Multi-currency and multi-language support. • Clean, intuitive UI for all users. Main Functions Actual Data Input Record monthly income, expenses, and assets. Register any source — salary, side income, dividends — freely. Create and edit categories to match your lifestyle. Supports 30+ currencies for global assets. Forecasting Simulate future asset growth automatically from actual data. Set returns and interest rates for realistic projections. Include dividends, unrealized gains, and loans for long-term planning. Analysis Visualize 50+ indicators like net worth, savings rate, and trends. Customize layout and order to build your own analysis view. Track progress visually and stay motivated. Customization & Settings Add or edit analytical elements; create categories for assets, liabilities, income, and expenses. Change display formats (ten-thousands, millions, commas). Supports light/dark themes, 30+ languages, and 45+ currencies. Goals & Progress Set savings or investment goals and track them visually. Earn badges for achievements and forecast milestones like $1M or $10M. Security & Privacy All data stays on your device — no servers, no cloud. Offline operation ensures zero leakage risk. You control saving, editing, and deleting data. Recommended For • Those who quit budgeting apps halfway. • People managing income, savings, and investments together. • Anyone tired of Excel management. • Those valuing privacy and local-only data. • People who want to feel their finances, not just calculate them. Ease of Use & Design • Charts + weather icons for instant insight. • Auto-save for effortless use. • Light/Dark mode for comfort. Upcoming Features We’ll keep evolving to deliver a more advanced experience: • AI-based trend analysis & recommendations • CSV import/export • Home-screen widget for quick snapshots • Goal alerts & monthly reports • Cross-device sync & backup Supported Devices • iPhone, iOS 16 or later • Languages: English, Japanese, Chinese, Spanish +30 others • Light/Dark themes supported Our Vision Asset Forecast shows not only numbers but the mood of your money. Check your finances like the weather — see sunny or cloudy trends, build stability, and grow confidently toward your future. Make wealth management simpler, smarter, and safer with Asset Forecast. Start your personal financial weather forecast today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aquapeakstudio.com/privacy-policy
全景记账
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全景记账帮您把股票、基金、现金、房产、固收和负债放在一起,随时看清净资产和它的变化。无需注册账号,打开就能用。 【核心功能】 • AI 助手连接(Pro) 用您自己的 AI 助手查看和分析资产、负债与收支计划。助手提出的修改会进入「待确认修改」,您在 App 里确认后才生效。 • 全局搜索 从底部搜索入口快速找到已添加的资产、收支计划和市场标的,最近点选的结果会保留。 • 资产与负债总览 支持股票、基金、黄金、现金、房产、固收、公积金等常见资产,以及房贷、信用卡等负债,统一汇总总资产、总负债和净资产,并显示本年变动。 • 收支计划自动执行 工资、房贷、生活开支、定期存入等计划到期自动记录,预测未来 12 个月的现金流和财务自由进度。 • 资产健康度与配置分析 从安全性、均衡度、波动敏感度和偿债能力给出健康度评分,查看资产分类占比和流动性。 • 投资盈亏与历史表现 按日、周、月、季、年查看股票基金的投资盈亏和标的排行,可导出 CSV。 • 多币种与汇率换算 人民币、港币、美元等多币种资产自动换算到主货币。 • iCloud 同步 可开启 iCloud 同步,换手机或重装后恢复数据。 【隐私说明】 • 数据默认保存在本机,核心功能无需注册或登录。 • 开启 iCloud 同步后,数据保存在您自己的 iCloud 中。 • 开启 AI 助手连接(Pro 功能)后,资产、负债和收支计划的副本会保存到我们的服务器,供您授权的助手读取;可随时关闭并删除服务器数据。 • 行情查询只请求公开市场价格,不上传您的持仓。 订阅 Pro 可解锁自动更新行情、资产快照、AI 助手连接等功能,价格以 App Store 页面显示为准。 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://larryisthere.github.io/assetly-privacy-zh.html
Screenshots
Verdict
The clearest difference is update cadence: 全景记账 at every 4 days against Asset Forecast's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Asset Forecast sells 2 in-app purchases, starting at $1.99 per month and 全景记账 sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Asset Forecast ships an update fortnightly, 全景记账 every 4 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.
| Parameter | Asset Forecast | 全景记账 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 35 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Keita Ide | Xiaoliang Zhang |
In-app purchases
Asset Forecast
- Asset Forecast Premium (Monthly)3 Months trial$1.991 Month
- Asset Forecast Premium (Yearly)6 Months trial$17.991 Year
全景记账
- 全景记账 Pro 月度订阅$9.991 Month
- 全景记账 Pro 年度订阅$79.991 Year
- 终身会员$24.99









