Comparison

Splendi vs Track subscriptions

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splendi

Features
Read full description

Take control of your credit journey with Splendi, South Africa’s trusted credit wellness app powered by XDS, one of the country’s leading credit bureaus. Splendi helps you understand your credit profile, improve your financial health, and make informed credit decisions with confidence. With Splendi, you can access your credit score for free, view your full credit report, and receive personalised insights to guide your financial journey. Whether you are just starting to build credit, working to repair it, or managing it carefully, Splendi gives you the tools you need to succeed. Key Features Free Credit Score Instantly access your up-to-date credit score at any time. Your score is presented clearly, helping you understand where you stand financially. Comprehensive Credit Report View a detailed breakdown of your credit report and understand what influences your score. Identify accounts, payment history, and other key factors that affect your credit health. Personalised Insights and Education Get easy-to-understand tips and articles that explain how credit works, how to improve your score, and how to avoid common mistakes. Splendi helps you make sense of your financial data in plain language. Offers and Services Explore relevant financial offers that suit your credit profile and goals. Identity Protection Stay protected against identity theft. Splendi monitors your profile for unusual activity and alerts you to potential risks, giving you peace of mind about your personal information. Why Choose Splendi Splendi is more than a credit score app. It is a complete credit wellness platform designed to help South Africans take charge of their financial futures. Backed by XDS, Splendi provides trusted and accurate information straight from one of the country’s official credit bureaus. With an easy-to-use interface and secure technology, Splendi empowers you to: β€’ Understand what affects your credit score β€’ Improve your credit standing over time β€’ Discover better financial opportunities β€’ Protect your identity and data β€’ Build long-term financial confidence Whether you are checking your credit for the first time or keeping track of your ongoing progress, Splendi gives you the insights and tools you need to make smarter money choices. Empower your credit. Empower your future. Download Splendi today and start your journey toward financial wellness with confidence.

About

Track subscriptions

Features
Read full description

Stop paying for subscriptions you forgot about. SubTrack tracks every subscription in one place - streaming, software, gym memberships, and more - and tells you exactly what's worth keeping. SUBSCRIPTION DIAGNOSIS Run a quick check-in on any subscription: how often you use it, whether you have a duplicate, if the price is worth it. SubTrack scores it and tells you to keep, review, or cancel - then tracks how much you've saved from every cancellation. NEVER MISS A CHARGE See upcoming payments on a calendar, get reminders before you're charged, and get notified before free trials convert to paid. SPENDING ANALYSIS (Pro) Category breakdown, spending trends over time, and your highest-cost subscriptions ranked - so you always know where your money goes. BUILT FOR PRIVACY SubTrack keeps everything on your device. No account, no cloud, no sign-up. Your subscription data never leaves your phone - 100% local, GDPR-friendly by design. MADE FOR EUROPE See VAT breakdowns for Germany and France, track subscriptions across multiple currencies with real-time exchange rates (Pro), and back up your data whenever you want. EVERYTHING ELSE - Custom logos and photos for any subscription - CSV export - Local data backup and restore - Pro unlocks unlimited subscription tracking, unlimited diagnosis check-ins, analytics, real-time exchange rates, backup, and custom logos PRIVACY SubTrack doesn't ask for a login and doesn't sync your subscription data to any server β€” it's stored locally on your device. See our Privacy Policy and Terms of Use: Privacy Policy: https://legal-wheat-pi.vercel.app/privacy.html Terms of Use: https://legal-wheat-pi.vercel.app/terms.html TRADEMARKS Service names and logos shown in the app (e.g. streaming, music, and software brands) are used solely to help you identify your own subscriptions and remain the property of their respective owners. SubTrack is not affiliated with, endorsed by, or sponsored by any of these companies. If you are a rights holder and want a name or logo removed, email us at cutedogstoryai@gmail.com and we'll take care of it promptly.

Screenshots

Splendi4 screens
Track subscriptions4 screens

Verdict

The call

The clearest difference is in-app purchases: Splendi at none against Track subscriptions's 3. Track subscriptions's advantage is update cadence (every 10 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Track subscriptions sells 3 in-app purchases, starting at $1.99 per month. Splendi asks for nothing beyond the download.

UpkeepUpdate frequency

Splendi ships an update every 3 weeks, Track subscriptions every 10 days. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

Scorecard2 real differences Β· 4 level
Splendi versus Track subscriptions: the parameters behind the verdict, then further details
ParameterSplendiTrack subscriptions
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 β€” better
Further details β€” not scored
Size33 MB42 MB
Age rating4+4+
DeveloperXpert Decision Systems (XDS)Kosei Endo

In-app purchases

None

Splendi

No in-app purchases

3 purchases

Track subscriptions

Subscriptions2
  • SubTrack Pro Monthly$1.991 Month
  • SubTrack Pro Yearly$12.991 Year
One-time1
  • SubTrack Pro$9.99

Questions

Is Splendi free?
Splendi is free to download, with no in-app purchases.
Is Track subscriptions free?
Track subscriptions is free to download, with in-app purchases available.
Do Splendi or Track subscriptions have ads?
Neither Splendi nor Track subscriptions shows ads.
Which is updated more often, Splendi or Track subscriptions?
Splendi ships an update every 3 weeks, and Track subscriptions every 10 days. Most recently, Splendi was updated on October 9, 2026 and Track subscriptions on October 11, 2026.

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