Vello vs Bills Copilot

Stop guessing what you owe. Vello connects directly to your bill providers so you always know what's actually due. Most apps guess from transaction history. Vello checks the source - pulling live bill status so you see exactly what's due, when it's due, and what changed. ONE DASHBOARD FOR ALL YOUR BILLS • See every bill across utilities, telecom, and more in one place • Total amount due at a glance • Clear status: due soon, overdue, paid, or needs attention REAL-TIME BILL TRACKING • Accurate due dates with countdown timers • Autopay status detection • Statement and billing period visibility • Change detection alerts for unusual increases ALWAYS-ON MONITORING • Background checks keep your bill status current • Clear "last checked" visibility • AI-powered scheduling for efficient updates SMART NOTIFICATIONS • Due date reminders (customizable) • Overdue alerts before late fees hit • Bill change alerts for large increases • Connection issue alerts VELLO PREMIUM Upgrade for enhanced capabilities: • Statement PDFs: Access and download your statements • Faster refresh: Check bills more frequently when needed • Higher capacity: More monthly status checks • Reliable Connection: Optimized routing for sensitive billers • Priority support PRIVACY & SECURITY • Passwordless login with email verification • Secure credential handling • Disconnect anytime No more hunting through portals. No more surprise bills. Just clarity. Privacy Policy: https://www.vello.money/privacy Terms of Service: https://www.vello.money/terms

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?