Budget Saver vs Bills Copilot

Budget Saver: Bill Tracker helps you take control of your money — paycheck by paycheck, bill by bill. Whether you're managing a single income or juggling multiple pay schedules, Budget Saver gives you a clear picture of where your money goes and how much you have left after every obligation is covered. FINANCIAL HEALTH SCORE Get a real-time score from 0–100 that grades your finances like a report card. Based on your savings rate, bill-to-income ratio, and budget discipline — so you always know where you stand and what to improve. AM I ON TRACK? A daily progress card that answers the one question everyone asks mid-month: How am I doing? See income received, bills paid, and spending vs. budget — all at a glance. PAYCHECK-TO-PAYCHECK PLANNER (PRO) Enter your pay schedule once and Budget Saver maps every bill, savings contribution, and budget category to the exact paycheck it comes out of. Works with bi-weekly, weekly, semi-monthly, and monthly income — even mixed schedules. BILL TRACKER Add all your recurring bills with due dates and amounts. Mark them paid as you go. Get notified before anything is due. BUDGET CATEGORIES Set spending limits by category. Log purchases and watch your budget in real time. Get warned before you go over. SAVINGS GOALS Set savings targets with monthly contributions. Track progress toward each goal and see your total savings reflected on the Dashboard. BILL NEGOTIATION TRACKER (PRO) Log calls with your service providers, track agreed savings, and see how much you've saved over time through negotiation. PLANNED MONTHS Plan ahead for any future month without touching your current budget. Forecast income, bills, and spending — then save it as a reference plan. SPENDING ANALYTICS (PRO) Charts and category breakdowns that show your spending habits over time. PRO PLANS • Monthly: $1.99/month • Yearly: $14.99/year • Lifetime: $29.99 one-time Payment is charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple ID account settings. Privacy Policy: https://sites.google.com/view/budget-saver-bill-tracker/home Terms of Use (EULA): https://sites.google.com/view/budget-saver-bill-tracker-eula/home

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?