Comparison

Billspot Mobile vs CoolPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Billspot Mobile

Read full description

Pay all your Bills in one place.

About

CoolPay

Features
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CoolPay is a simple, secure payment app for everyday transfers, bill payments and airtime, with the tools agents and businesses need to run a POS business. Open a free Individual or Business account in minutes and manage your money from one place. Send Money • Transfer to any bank account • Send money to other CoolPay users • Transfer to mobile money wallets • Move money between your own balances • Save beneficiaries for faster repeat transfers Fund Your Wallet • Top up with a bank transfer • Fund your wallet with your debit card Pay Bills and Buy Airtime • Airtime and mobile data • Electricity • Cable TV subscriptions • Education payments, including school fees, WAEC and JAMB • Toll payments POS and Agent Tools • Request or buy a POS terminal from the app • Accept card payments in person and earn on every transaction • Set your commission rates • Add and manage agents and view all your terminals in one place • Track POS transactions by date Transactions and Receipts • View and filter your full transaction history • Share or save receipts as a PDF or image Security • Two-factor authentication when you sign in • Confirm payments with your transaction PIN or fingerprint • Security questions to help protect your account • Identity verification with BVN, NIN and a selfie check Invite Friends • Share your personal referral code with friends and family Getting Started 1. Download CoolPay 2. Create an Individual or Business account 3. Verify your identity and start sending and paying

Screenshots

Billspot Mobile4 screens
CoolPay4 screens

Verdict

The call

Billspot Mobile and CoolPay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Billspot Mobile versus CoolPay: the parameters behind the verdict, then further details
ParameterBillspot MobileCoolPay
PriceFreeFree
Update frequency—Every 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size31 MB48 MB
Age rating4+17+
DeveloperBILLSPOT TECHNOLOGY LIMITEDErrand P LTD

In-app purchases

None

Billspot Mobile

No in-app purchases

None

CoolPay

No in-app purchases

Questions

Is Billspot Mobile free?
Billspot Mobile is free to download, with no in-app purchases.
Is CoolPay free?
CoolPay is free to download, with no in-app purchases.
Do Billspot Mobile or CoolPay have ads?
Neither Billspot Mobile nor CoolPay shows ads.

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