Inpenso vs Moni

Inpenso helps you track expenses, manage budgets, and understand your spending habits. All features are completely free. No ads, no subscriptions, no hidden costs. Track spendings, set monthly budgets, and visualize patterns with charts and analytics. Monitor spending from your home screen with widgets. All your data stays on your device for complete privacy. Your financial information never leaves your iPhone. Start tracking your expenses today and take control of your finances.

Moni tells you what your subscriptions cost you every month, and what gets charged on any given day. Enter what you pay once and you're done. WHAT IT DOES • A calendar of the month. Tap a day to see what renews, with price and category. • Your monthly spend, always visible. Annual plans are spread across twelve months, so the number is the real one. • A catalog with prices already filled in: 23 services and their plans. Pick your plan and it fills itself in. Not in the list? Add it by hand in ten seconds. • Reminders. Moni tells you as many days ahead as you want, at the hour you want, and each subscription can have its own reminder. • Categories: entertainment, music, software, productivity and services. • Every currency on its own. If you pay for some things in dollars and others in euros, you'll see both totals side by side. Moni won't invent an exchange rate to merge them into a number that isn't true of anything. • Dark mode, light mode, or whatever your system is set to. In English and Spanish. ACTUALLY FREE No paid tier, no ads and no cap on how many subscriptions you track. Everything the app does is there from day one. There is nothing to unlock. NO ACCOUNT, NO INTERNET There's no sign-up and no login: you open the app and it works. Moni doesn't connect to the internet. It sends nothing to any server, has no analytics, and doesn't know who you are. Everything you enter lives on your phone and nowhere else. Uninstall the app and it goes with it. It doesn't connect to your bank or your cards either: you tell it what you pay, and it keeps count.