Subscriptions Tracker vs Moni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscriptions Tracker
Effortlessly manage all your recurring payments in one place. Get timely reminders before charges, track spending, and organize subscriptions by profile. Automate detection and setup for a clear overview of your financial commitments.
- Track subscription renewals
- Receive smart payment reminders
- Analyze monthly/yearly spending
- Organize with profiles
- Share subscription management
- Automatic subscription detection
- Quick setup with templates
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Never lose track of a subscription again. Subio is an all-in-one subscription manager that helps you track recurring payments, manage free trials, organise subscriptions, and understand your spending, all from one beautiful, privacy-first app. Whether you're managing streaming services, business software, mobile apps, cloud subscriptions, memberships, or shared family plans, Subio gives you complete visibility over what's renewing, what's due next, and where your money is going. No spreadsheets. No forgotten renewals. No surprise charges. Everything you need to stay in control. Track subscriptions Keep all your subscriptions in one place and always know what's renewing, when you'll be charged, and how much you're spending each month and year. Never miss a renewal Receive smart reminders before recurring payments, subscription renewals, bills, and free trial expirations so you stay ahead of every charge. Organise with Profiles Create separate Personal, Business, Family, or custom profiles to keep subscriptions organised exactly the way you want. Share with friends and family Invite others to shared profiles and manage household or team subscriptions together while keeping ownership and permissions clear. Automatically discover subscriptions Quickly find subscriptions from your emails and imported bank statements using on-device processing powered by Apple technologies. Your personal data stays private and is never shared with external services. Manage subscriptions your way Filter subscriptions by payment method, sort by billing cycle or upcoming renewals, search instantly, and customise your workspace for the way you manage your finances. Understand your spending View monthly and yearly subscription costs, monitor recurring payments, and identify subscriptions that may no longer be worth keeping. Quick setup Add subscriptions in seconds with ready-to-use templates, automatic icon suggestions, and an extensive icon library. Built for global users Track subscriptions in multiple currencies and manage services from around the world. Designed for clarity Subio is designed to help you focus on what matters. No clutter. No ads. No unnecessary complexity. Just a fast, intuitive experience built specifically for managing subscriptions with confidence. Built with privacy in mind. Your information belongs to you. Subscription discovery happens on your device using Apple technologies whenever possible and your device supports it. We're continuously improving Subio with new features, smarter subscription management tools, and regular performance improvements based on user feedback. Whether you're an individual, a family, a freelancer, or a business managing recurring software costs, Subio helps you stay organised, avoid unexpected charges, and take control of your subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Moni
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Moni tells you what your subscriptions cost you every month, and what gets charged on any given day. Enter what you pay once and you're done. WHAT IT DOES • A calendar of the month. Tap a day to see what renews, with price and category. • Your monthly spend, always visible. Annual plans are spread across twelve months, so the number is the real one. • A catalog with prices already filled in: 23 services and their plans. Pick your plan and it fills itself in. Not in the list? Add it by hand in ten seconds. • Reminders. Moni tells you as many days ahead as you want, at the hour you want, and each subscription can have its own reminder. • Categories: entertainment, music, software, productivity and services. • Every currency on its own. If you pay for some things in dollars and others in euros, you'll see both totals side by side. Moni won't invent an exchange rate to merge them into a number that isn't true of anything. • Dark mode, light mode, or whatever your system is set to. In English and Spanish. ACTUALLY FREE No paid tier, no ads and no cap on how many subscriptions you track. Everything the app does is there from day one. There is nothing to unlock. NO ACCOUNT, NO INTERNET There's no sign-up and no login: you open the app and it works. Moni doesn't connect to the internet. It sends nothing to any server, has no analytics, and doesn't know who you are. Everything you enter lives on your phone and nowhere else. Uninstall the app and it goes with it. It doesn't connect to your bank or your cards either: you tell it what you pay, and it keeps count.
Screenshots
Verdict
The clearest difference is in-app purchases: Moni at none against Subscriptions Tracker's 3. Moni also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscriptions Tracker sells 3 in-app purchases, starting at $4.99 per month. Moni asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Subscriptions Tracker | Moni |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (8 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 34 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Unlock Futurix Ltd | Santiago Quinteros |
In-app purchases
Subscriptions Tracker
- Monthly$4.991 Month
- premium$11.991 Year
- Subio Lifetime Access$17.99
Moni
No in-app purchases









