YMC Wallet vs UPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YMC Wallet
A lightweight decentralized Web3 wallet supporting major public chains like Ethereum and BSC. It enables easy crypto asset transfers, address management, and mnemonic phrase backups, with private keys stored locally for enhanced security. Seamlessly connect to DApps for on-chain interactions.
- Decentralized Web3 wallet
- Supports Ethereum, BSC, Polygon
- Crypto asset transfers
- Address management
- Mnemonic phrase backup
- Local private key storage
- DApp connectivity
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轻量的去中心化 Web3 钱包，支持以太坊、BSC、Polygon 等主流公链，轻松实现加密资产转账、地址管理与助记词备份 —— 私钥仅存储在本地设备，从根源保障资产安全。同时可直接对接去中心化应用（DApp），快速完成链上交互。
UPay
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UPay is a self-custody digital asset wallet powered by a Rust security core engine, built for TRON network users. Unlike typical wallets, UPay's key management, transaction signing, and secure communication modules are built entirely from scratch in Rust, delivering native-level security and performance. [Rust Security Core Engine] - Private key signing logic written in Rust, not JavaScript/Dart - ECDH key exchange + HMAC request signing to prevent MITM attacks - DNS-over-HTTPS + SSL Certificate Pinning to block network hijacking - All sensitive operations completed locally on device, private keys never leave your phone [Full Self-Custody] - No account registration required, no phone number or email needed - Mnemonic stored only on your device, inaccessible to UPay - HD wallet architecture with multi-address support [TRON Ecosystem Focus] - USDT (TRC-20) and TRX asset management - Real-time on-chain balance and full transaction history - QR code scanning for quick transfers [Multi-Layer Security] - Face ID / Fingerprint + security password dual verification - Configurable auto-lock timeout - Mnemonic encrypted via system-level secure storage [Multi-Language] - Traditional Chinese, Simplified Chinese, English
Screenshots
Verdict
The clearest difference is update cadence: UPay at every 4 days against YMC Wallet's every 3 weeks. YMC Wallet's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YMC Wallet ships an update every 3 weeks, UPay every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | YMC Wallet | UPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 165 MB | 35 MB |
| Age rating | 17+ | 4+ |
| Developer | GRACE MOUNT LIMITED | CHINA DIGITAL CURRENCY TECHNOLOGY LIMITED |
In-app purchases
YMC Wallet
No in-app purchases
UPay
No in-app purchases
