Comparison

UPay vs SeedArk Mnemonic Vault

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPay

Features
Read full description

UPay is a self-custody digital asset wallet powered by a Rust security core engine, built for TRON network users. Unlike typical wallets, UPay's key management, transaction signing, and secure communication modules are built entirely from scratch in Rust, delivering native-level security and performance. [Rust Security Core Engine] - Private key signing logic written in Rust, not JavaScript/Dart - ECDH key exchange + HMAC request signing to prevent MITM attacks - DNS-over-HTTPS + SSL Certificate Pinning to block network hijacking - All sensitive operations completed locally on device, private keys never leave your phone [Full Self-Custody] - No account registration required, no phone number or email needed - Mnemonic stored only on your device, inaccessible to UPay - HD wallet architecture with multi-address support [TRON Ecosystem Focus] - USDT (TRC-20) and TRX asset management - Real-time on-chain balance and full transaction history - QR code scanning for quick transfers [Multi-Layer Security] - Face ID / Fingerprint + security password dual verification - Configurable auto-lock timeout - Mnemonic encrypted via system-level secure storage [Multi-Language] - Traditional Chinese, Simplified Chinese, English

About

SeedArk Mnemonic Vault

Features
Read full description

SeedArk is a fully offline BIP-39 mnemonic vault for storing recovery words from hardware wallets, cold wallets, and self-custody setups. It is not a wallet. SeedArk does not derive addresses, connect to blockchain RPC endpoints, send transactions, or provide buying, selling, swapping, lending, staking, or any financial operation. It does one job: store your mnemonics and optional passphrases as encrypted local records, so you can look them up when you need them. Core features • Fully offline by design: no account, no cloud sync, no remote server • Supports 12 / 15 / 18 / 21 / 24-word BIP-39 English mnemonics • Generate new mnemonics on device or enter existing ones manually • Validate BIP-39 wordlist membership and checksum during entry • Store optional passphrases with UTF-8 hex display for byte-level checking • Organize multiple records with names, chain tags, and notes • Search names, tags, and notes while excluding sensitive seed data • Unlock with an app password and optional Face ID fast path • Auto-lock after backgrounding or inactivity • Disable copy and share menus on sensitive views • Add defenses for third-party keyboards, dictation, screenshots, screen recording, and app switching • Export the full vault as an encrypted .wwbk file for migration or secondary backup Security model SeedArk encrypts the local vault with AES-GCM through Apple CryptoKit and derives password keys with Argon2id through swift-sodium / libsodium. Keychain items are limited to this device and never synchronize through iCloud Keychain. Data files use complete file protection and are excluded from system backups. SeedArk is not meant to replace your paper or steel backup. Your handwritten offline copy should remain the ultimate source of truth. SeedArk is a second layer for daily lookup, organization, migration backup, and local encrypted safekeeping. If you need a connected wallet, market data, trading, address derivation, or on-chain interaction, SeedArk is not that tool. If you need a restrained offline vault dedicated to mnemonic storage, that is exactly what it is built for.

Screenshots

UPay4 screens
SeedArk Mnemonic Vault4 screens

Verdict

The call

The clearest difference is iOS requirement: UPay at 15.0 against SeedArk Mnemonic Vault's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference Ā· 5 level
UPay versus SeedArk Mnemonic Vault: the parameters behind the verdict, then further details
ParameterUPaySeedArk Mnemonic Vault
PriceFreeFree
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size35 MB7 MB
Age rating4+4+
DeveloperCHINA DIGITAL CURRENCY TECHNOLOGY LIMITEDZHIXIANG LING

In-app purchases

None

UPay

No in-app purchases

None

SeedArk Mnemonic Vault

No in-app purchases

Questions

Is UPay free?
UPay is free to download, with no in-app purchases.
Is SeedArk Mnemonic Vault free?
SeedArk Mnemonic Vault is free to download, with no in-app purchases.
Do UPay or SeedArk Mnemonic Vault have ads?
Neither UPay nor SeedArk Mnemonic Vault shows ads.

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