Comparison

SurfCash vs Hash Bags

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SurfCash

Manage your cryptocurrency for everyday use. Spend, send, earn yield on stablecoins, borrow cash against your crypto, and purchase international eSIMs. Discover crypto-friendly locations and stake tokens for rewards.

Highlights
  • Crypto-powered eSIMs for 190+ countries
  • Earn yield on stablecoins
  • Borrow cash against crypto
  • Convert USDC to local currency
  • Send crypto by username or QR code
  • Stake SURF for rewards
  • Discover crypto-friendly locations
Features
Read full description

SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.

About

Hash Bags

Features
Read full description

Hash Bags is an open-source, non-custodial crypto wallet. Your keys stay on your device: never with us, never with a third party. Wownero-first, and built for more: hold, send, and receive Wownero (WOW), Monero (XMR), Bitcoin (BTC), Litecoin (LTC), Ethereum (ETH), and more all in one app. WHAT YOU CAN DO • Self-custody: you hold the private keys. Back up once with your recovery phrase. • Send & receive in a tap, with QR codes and a saved address book. • Swap coins without an account: exchange between currencies with no sign-up. • Manage multiple wallets and coins side by side. • Privacy-respecting: optional Tor routing and privacy-first defaults. • Connect to apps with WalletConnect. WHY HASH BAGS • Open-source: the code is public. Don't trust, verify. • Non-custodial: we can't freeze, seize, or lose your funds, because we never hold them. • No account, no email, nothing required to create a wallet. YOU'RE IN CONTROL Hash Bags is a tool for holding your own cryptocurrency, not a bank, not a broker, and not custodial. You alone are responsible for keeping your recovery phrase safe. If you lose it, no one, including us, can recover your funds. Made by Such Software LLC. Learn more at hash.boats

Screenshots

SurfCash4 screens
Hash Bags4 screens

Verdict

The call

The clearest difference is update cadence: Hash Bags at weekly against SurfCash's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SurfCash ships an update fortnightly, Hash Bags weekly. Both last shipped on October 28, 2026.

Scorecard1 real difference · 8 level
SurfCash versus Hash Bags: the parameters behind the verdict, then further details
ParameterSurfCashHash Bags
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size101 MB184 MB
Age rating17+4+
DeveloperLaughing Buddha Ventures LtdSuch Software

In-app purchases

None

SurfCash

No in-app purchases

None

Hash Bags

No in-app purchases

Questions

Is SurfCash free?
SurfCash is free to download, with no in-app purchases.
Is Hash Bags free?
Hash Bags is free to download, with no in-app purchases.
Do SurfCash or Hash Bags have ads?
Neither SurfCash nor Hash Bags shows ads.
Which is updated more often, SurfCash or Hash Bags?
SurfCash ships an update fortnightly, and Hash Bags weekly. Most recently, SurfCash was updated on October 28, 2026 and Hash Bags on October 28, 2026.

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