SurfCash vs Madfoa

SurfCash — Spend, Send, Earn & Travel with Crypto The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs. STAY CONNECTED ANYWHERE Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees. EARN ON YOUR STABLECOINS Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks. BORROW AGAINST YOUR CRYPTO Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app. SPEND & CONVERT Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America. SEND & SWAP Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps. STAKE & EARN REWARDS Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim. NON-CUSTODIAL & SECURE Your keys, your crypto. Funds are secured on your device — we never have access. PASSPORT Find crypto-friendly restaurants, cafes, and shops near you on the interactive map. EVERYTHING IN ONE APP: • eSIMs in 190+ countries • Earn yield with USD* Protected & Breeze • Borrow against your crypto • USDC to local currency conversion • Non-custodial wallet • Send by username, pay by QR • Token swaps (USDC, SOL, SURF + more) • SURF staking with scratch card rewards • Referral rewards • Apple Sign In support SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.

madfōa — Smart Payment Platform for Merchants Accept payments, create payment links, and manage your business payments from one powerful platform. madfōa is a merchant payment platform designed for businesses across the Middle East, helping merchants simplify payment collection, manage transactions, and connect with multiple payment providers through a single, unified experience. One Platform. Multiple Payment Providers. Manage all your payment operations from one application. Depending on your country and payment provider, madfōa supports integration with a growing ecosystem of payment networks and gateways, including: * eFawateercom * CyberSource * Mastercard Payment Gateway Services (MPGS) * PayTabs * Paymob * Local and regional payment providers Send Professional Payment Requests in Seconds Create secure payment requests and payment links for your customers in just a few taps. Track every payment throughout its lifecycle, including: * Paid * Pending * Expired * Cancelled * Requires Follow-up Manage Your Business Anywhere madfōa gives you complete visibility into your payment operations with an intuitive merchant dashboard, allowing you to: * Monitor daily collections * View transaction history * Generate payment reports * Manage customers * Track settlements * Receive real-time notifications Built for Businesses Across the Middle East Designed specifically for merchants operating in the region, madfōa provides a seamless experience with full support for English and Arabic, including right-to-left (RTL) interfaces. Available features and payment providers may vary by country. Key Features * Unified payment management * Payment requests and payment links * Support for multiple payment providers * Real-time payment tracking * Merchant dashboard and analytics * Complete transaction history with advanced filtering * Team management with role-based permissions * Smart payment reminders and notifications * Secure login with Face ID and Fingerprint authentication * Light and Dark Mode * Full English and Arabic support Who Is It For? madfōa is built for small and medium-sized businesses, retailers, service providers, freelancers, enterprises, and organizations looking for a modern, secure, and scalable way to manage payments through a single platform. Download madfōa and simplify the way you collect, manage, and grow your business payments.