FIRELog vs I.O.Then
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIRELog
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Master Your Finances, Achieve FIRE. FIRELog is the ultimate AI-powered financial companion designed for those pursuing Financial Independence, Retire Early (FIRE). We believe that bookkeeping shouldn't be a chore—it’s the foundation of your wealth-building journey. Powered by cutting-edge On-Device AI, FIRELog makes tracking your finances simpler, faster, and more secure than ever before. No more endless tapping or manual date entry—just speak or type naturally, and we handle the rest. 【 Key Features 】 *AI Smart Assistant Simply say "Lunch $15" or "Taxi $30", and our AI instantly categorizes and records the transaction. Expense tracking has never been this intuitive. *Privacy First Your financial data belongs to you alone. FIRELog is built with a strictly "On-Device" architecture. Your dat stored securely on your device and your private iCloud. We never track, sell, or upload your data to third-party servers. *Net Worth Tracking Go beyond simple income and expense tracking. Manage your assets and liabilities in one place and see your Real-Time Net Worth grow as you march towards financial freedom. *Premium Native Design Experience a beautifully crafted interface that feels right at home on your iPhone. Smooth, responsive, and fully optimized for Dark Mode. *Insights & Trends (Coming Soon) Visualize your spending habits and set budgets to optimize your savings rate effectively. Download FIRELog today and let AI drive your journey to financial independence.
I.O.Then
This app helps you track borrowed items and money, ensuring they are returned on time. It simplifies the process of lending and borrowing by allowing you to record details, set return dates, and get gentle reminders, preventing awkward conversations and lost belongings.
- Track borrowed items and money
- Record borrower details
- Set return dates
- Digital signature capture
- Automated reminders
- Lending and borrowing history
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I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)
Screenshots
Verdict
The clearest difference is price: FIRELog at Free against I.O.Then's $0.99. I.O.Then's advantage is update cadence (every 8 days vs every 6 weeks). On ads, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
FIRELog is free to download; I.O.Then costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
FIRELog ships an update every 6 weeks, I.O.Then every 8 days. The most recent releases landed on October 3, 2026 and September 29, 2026 respectively.
| Parameter | FIRELog | I.O.Then |
|---|---|---|
| Price | Free — better | $0.99 |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 6 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Paid |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | BingYu Kuo | Aleh Rabchuk |
In-app purchases
FIRELog
No in-app purchases
I.O.Then
No in-app purchases









