CTRLPay by Mswipe vs ZeroBill

CTRLPay – Smart Wallet for Business & Family Spends CTRLPay is a smart digital wallet that helps businesses and families manage spending with complete control, real-time visibility, and zero reimbursement hassles. Whether you are managing employee expenses, individual or household spendings, CTRLPay brings all payments into one simple, secure, and organised wallet. Pay anywhere with UPI QR, set spending controls, and track expenses effortlessly. For Businesses Simplify employee expense management and eliminate manual reimbursements. Key Features • Business Wallet – Create a dedicated wallet for company expenses • Add Employees as Users – Authorize employees to make payments • UPI QR Payments – Pay at any UPI-enabled merchant • Spend Controls – Set limits by employee, category, or amount • No Reimbursements – Employees pay directly from the wallet • Real-Time Visibility – Track spending by employee, merchant, or category • Finance Dashboard – Review transactions and supporting documents • Expense Categorisation – Automatic tagging using merchant categories (MCC) • Accounting Integration – Export or sync data with tools like Tally and Zoho • Audit Ready Records – Permanent transaction records for compliance Perfect for managing expenses like: • Travel • Meals • Client meetings • Field expenses • Petty cash For Families Manage household spending in a simple and organised way. Key Features • Family Wallet – One wallet for shared household expenses • Add Family Members & Helpers – Drivers, house help, or children can pay when needed • UPI QR Payments – Pay anywhere UPI is accepted • Spending Controls – Set limits for each family member • Child Safety Controls – Allow payments only to approved merchants (e.g., school canteen, bus service) • Clean Expense Tracking – Separate household spending from your bank account • Smart Reports – Track daily and monthly family expenses by member or category No more cluttered bank statements or guessing where money was spent. Why CTRLPay? One wallet for business and family spending Pay anywhere using UPI QR Complete control over who spends and how much Real-time reports and insights No expense claims or reimbursements Clean records for accounting and tax filing Perfect For • Businesses managing employee expenses • Startups replacing corporate cards • Families managing household spending • Parents monitoring children’s spending • Households managing helpers and drivers Spend with Control. See Everything. Reconcile Nothing. CTRLPay replaces cards, cash, and claims with real-time control, visibility, and automation—making spending simple for businesses and families alike.

Pay. Get cashback. Keep your receipts. ZeroBill makes shopping at participating stores more rewarding. Pay at ZeroBill-enabled stores using your preferred UPI app and get guaranteed cashback on eligible purchases. Your digital receipt is automatically linked to your transaction so you can keep track of what you bought without paper bills. With ZeroBill, you can get cashback every time you pay at participating stores and earn guaranteed cashback on eligible transactions. Get digital receipts for every purchase. Your receipts are delivered digitally and linked to your ZeroBill transactions. Discover offers and rewards from participating stores and brands. Pay with your preferred UPI app. Choose any supported UPI app to complete your payment. Shop at participating local stores and connect your everyday offline shopping with digital rewards and receipts. How it works 1. Scan the ZeroBill QR code at a participating store. 2. Enter your purchase amount. 3. Choose your preferred UPI app and complete the payment. 4. Return to ZeroBill and receive your digital receipt and cashback. ZeroBill is built to make everyday offline shopping simpler, more rewarding, and completely digital. Pay with ZeroBill. Get more from every purchase.