Pobi vs 清记
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pobi
Effortlessly track your expenses with AI-powered photo and voice input, or simple manual entry. Focus solely on spending without complex budgeting or income tracking.
- AI-powered expense recognition from photos
- Voice input for quick expense logging
- Manual expense entry
- Focus on spending only
- Simple, minimalist design
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Pobi - Light tracking, every entry counted. 【Why "Pobi"】 "Po" — bubbly and light "Bi" — your money, in and out No complicated finance management. Just an effortless way to log every expense and every bit of income. 【Three ways to log, each takes only 3 seconds】 Manual entry — Classic, precise control AI Photo — Snap a receipt or bill, up to 9 at once AI Voice — Say "Lunch $12, taxi $8" and it logs both at once 【What makes Pobi different】 Income + Expense — See where money goes AND where it comes from No budget alerts — We won't nag you about overspending No judgment — Your money, your call Multiple ledgers — Personal, family, business, travel, kept neatly apart (Pro) 【Who is it for】 People who want to track money but hate complexity People who've quit other tracker apps People who just want to know "where did my money go, and what's left" People who love a soft, dreamy aesthetic 【Design philosophy】 Money tracking shouldn't be a chore. We believe less is more — fewer features, easier to stick with. Light tracking, every entry counted. --- Terms of Service: https://api.lishuo.net/paozhi/v1/app/terms.html Privacy Policy: https://api.lishuo.net/paozhi/v1/app/privacy.html Email: lishuo.net@gmail.com
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Pobi and 清记 are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pobi sells 4 in-app purchases, starting at $1.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Pobi ships an update every 4 days, 清记 every 2 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | Pobi | 清记 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.6 | 17 — better |
| Further details — not scored | ||
| Size | 10 MB | 78 MB |
| Age rating | 4+ | 9+ |
| Developer | 硕 李 | 若飞 王 |
Customer experience
Pobi
清记
In-app purchases
Pobi
- 月度会员1 Month trial$1.991 Month
- 季度会员3 Months trial$3.993 Months
- 年度会员1 Year trial$14.991 Year
- PaoZhi Lifetime Unlock$3.99
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99









