Subs Diary vs Budget

"Here's how I caught $200 a year in payments I'd forgotten about" — just by spotting the subscriptions I no longer used and cancelling them. Netflix. Spotify. That cloud storage from 2019. Three services you're still paying for every month — and you've stopped using two of them. Subs Diary shows you everything you pay for, how much it adds up to, and exactly when each renewal hits — so you can cancel before the money leaves your account. 【What Changes When You See It All at Once】 • No more "wait, I'm still paying for that?" moments • You actually know your monthly subscription spend — down to the cent • You catch renewal dates before they sneak past you • You stop paying for apps you forgot you downloaded 【Everything Subscriptions, Organized】 - Subscription Tracker — Add every service: streaming, music, gaming, cloud, and more - Monthly & Annual Totals — See your real recurring spend automatically calculated - Renewal Reminders — 3-day advance notifications. Cancel before it renews. - Visual Stats — Pie charts and monthly trend graphs. See where it goes. - Category Sorting — Group by type. Spot the waste instantly. - Offline, Private — Your financial data stays on your device. People say things like: "Found $80/month I was paying for and never used. Cancelled 4 services in one day." "The 3-day warning saved me from a $200 annual charge twice." "I thought I had 5 subscriptions. The app found 11." "I tried tracking subscriptions in a spreadsheet. I kept it updated for maybe two weeks." — A spreadsheet doesn't remind you. It won't tell you a renewal is in 3 days. This app does — automatically, without you having to remember to check. "I'll just check my bank statement." — Your bank shows what already happened. This shows what's coming. "I signed up for a free trial and forgot to cancel." — Add the trial end date when you register. You'll get a reminder before the charge hits — enough time to decide if you want to keep it or cut it. "Do the reminders actually work?" — Yes. 3 days before every renewal, your phone gets a notification. No more opening your bank app and wondering why there's a new charge. "Is my financial data safe?" — Everything stays on your device. No bank connection. No login required. Your subscription list never touches a server. "Am I imagining how hard it is to cancel?" — No. In 2026, the FTC sued Uber over Uber One — 28 million subscribers signed up in one tap, while cancelling required up to 23 screens and 32 actions. That's the industry you're up against. Subs Diary is built for the opposite: see every subscription, cancel before it renews, no maze required. "My bank statement shows charges I don't even recognize — I can't tell which service they're from." — When you register a service in Subs Diary, you give it a name you'll recognize. AMZN*PRIME becomes Amazon Prime in your list. The next time a charge you can't place shows up, your registered list tells you exactly what it is. "Do I need to pay?" — Tracking subscriptions and renewal reminders are free. Premium adds more. Price shown before you commit. 【Premium Plan】 See in-app for pricing. Subscription auto-renews unless canceled 24 hours before renewal. Privacy Policy: https://subs-tracker-prod.web.app/privacy.html Terms of Use: https://subs-tracker-prod.web.app/terms.html Download now — find out what you're actually paying for. 【From the Finance Series — Related Apps】 If you're cutting subscription waste, you might also need: - Cash Tally (cash register reconciliation — end the counting stress) - Habit Fi (daily financial habits for long-term control) Search each app name on the App Store. You might also like - CashTally - Money Counter: Close the Register in 15 Min - Day Ritual – Daily Habits: One Goal. AI Builds Your Day. - FridgeCook AI - Recipe Finder: 3-Second Recipe. No Thinking. Search for these apps by name on the App Store.

Where does your money actually go each month? Budget shows you. No ads, no account needed. Log every expense, income, transfer, charge, or payment. Pick the account, pick the category, add an optional note. Set monthly limits per category, schedule recurring bills and paychecks, and save toward goals like vacation or an emergency fund. Everything you log lives on your phone, with no sign-in and no cloud sync. Answers to your money questions • Where did all my money go this month? • How much can I still spend on groceries before I'm over budget? • What's my current net worth? • When is my next bill due? • How much have I saved for vacation so far? • Did this account move up or down this month? Transactions • Expense, income, and transfer entries • Charge and payment entries for credit cards and loans • Required fields: amount, account, category, date • Optional note on every transaction • Edit or delete with a tap Accounts • Asset accounts: cash, checking, savings, investment • Liability accounts: credit cards, loans, lines of credit • Per-account name, color, and a toggle to include or exclude from your total • Balances roll up to a Net Worth total • Bars showing each account's share of the total • Archive retired accounts and restore them later Budgets • One-off budgets per expense category, per month • Recurring budget templates that renew every month • Progress bar with remaining or over-by amount • Tap a category to see the month's transactions • End a recurring budget on any month Recurring transactions • Daily, weekly, biweekly, semimonthly, monthly, or yearly cadence • Optional end date on every series • Upcoming entries appear on the home screen • Calendar shows projected and recorded entries with different markers Saving goals • Name, optional target, optional deadline • Presets: Vacation, Car, House, Wedding, Emergency Fund • Progress ring with percent complete and a Reached state • Deposits and withdrawals create linked transactions • See remaining amount, percent complete, and days to deadline Calendar • Month grid with markers on transaction days • Different markers for recorded and projected (recurring) entries • Tap a day to see that day's transactions and projections • Projected end-of-month balance at the top Stats • Expense breakdown by category for the active range • This Month or Last 6 Months toggle • 6-month income and expense bar chart • Income, Expense, and Net columns at the bottom • Tap any category in the legend to see its transactions Net Worth • Assets minus liabilities at the top • Month-to-date change since the start of the month • Line chart of net worth over time • Per-account asset and liability breakdowns More to explore • 28 hand-built themes • Daily reminder with quiet days • Cent-accurate math, no rounding errors • Translated into 39 languages Ad-free & private • No ads • All data stays on your device • No account required. Works completely offline Your money, your phone. Disclaimer This app is for personal money tracking and is not financial advice. All figures reflect what you log. Always verify against your bank or card statements.