Expense Tracker vs SubScale
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track expenses and income with AI-powered budgeting. Log transactions via voice, receipt scan, or manual entry. Gain clear insights into your spending habits with powerful analytics and customizable budgets.
- AI-powered transaction tracking
- Voice and receipt scanning for entry
- Comprehensive budgeting and planning
- Multi-currency support
- Detailed analytics and reports
- Secure with biometric login
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Complete expense & income tracker, budget planner, powered with AI. Easy, clear and convenient UI, and powerful functionality at the same time. Features: • Fast transaction entry by voice, receipt scan or manual entry. • Multiple entries at once with voice input. • Multiple entries at once with receipt scan. • Powerful analytics, history and search/filters. • Tracking income and expenses with AI. • Categories rules for AI. • Budgeting and planning. • Daily and weekly spending allowance based on current budget. • Recurring transactions and planned transactions. • Multiple currencies: over 170 currencies and exchange rates (including BTC, ETH, etc). • Accounts in any currency and categories with subcategories. • Account groups and transfers between accounts. • Categories with type "both" as well as default "expense" and "income" category types. • No authorization required. • Security (Touch ID and Face ID). Coming soon: • Add transaction with receipt/photo/file with AI. • Extended budgeting and plans. • Widgets. • Goals. • AI reports/insights and adviced. • AI import data from anywhere (other apps, excel,pdf, etc). • API for adding automated transactions from anywhere. • Cloud sync. Track your spending as fast as you can talk. Budgeting doesn’t have to feel like homework. Meet Budget AI - the expense tracker that actually keeps up with you. Whether you’re on the road, tracking budget, or just trying to see where your money goes, Budget AI lets you log expenses in seconds using nothing but your voice. Just say something like, “Spent $15 on lunch and $8 on cinema tickets,” and Budget AI picks up every detail. It splits up the transactions, drops them into the right categories, and records the amounts—no buttons, no fuss. Why pick Budget AI? For starters, you get a super-fast interface - add income or expenses in a couple taps. The app learns your habits and sorts transactions automatically. Traveling or freelancing? You can set up as many accounts as you need in any currency. Get clear visuals on your spending with easy-to-read charts and daily breakdowns. Got subscriptions or bills? Set them to repeat and let Budget AI handle the rest. You can even set strict budgets for different categories, so you never lose track. Your privacy matters. No sign-ups, no cloud syncing required. Lock the app with Face ID, Touch ID, or a PIN for extra security. Export everything to CSV whenever you want. You’re always in control. Ready to take charge of your money? Download Budget AI and experience a faster, smarter way to manage your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetai.appwrite.network/privacy
SubScale
Manage all your recurring expenses and subscriptions in one place. Get smart reminders for renewals and free trials to avoid unexpected charges. Track your spending with detailed analytics and visual charts to make informed financial decisions.
- Smart renewal reminders
- Free trial tracking
- Upcoming subscription calendar
- Monthly spending trends
- Category insights
- Unlimited subscriptions
- Offline functionality
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No sign-up. No bank access. No tracking. Your data stays on your device. Take control of every subscription. Never forget a renewal. Never lose track of where your money goes. SubScale is the smart subscription tracker that helps you manage subscriptions, recurring bills, free trials, memberships, and monthly expenses, easy-to-use app. Whether you're tracking Netflix, Apple TV+, insurance, utilities, internet, mobile plans, rent, gym memberships, or household bills, SubScale keeps everything organized and reminds you before you're charged. Stay ahead of every renewal Never be surprised by another automatic payment. • Smart renewal reminders • Free trial tracking • Upcoming subscription calendar • Weekly, monthly & quarterly views • Flexible billing schedules • Snooze reminders • Pause subscriptions • Never miss another renewal Know where your money goes Understand your recurring spending with powerful insights designed to help you make smarter financial decisions. • Monthly spending trends • Analytics • Category insights • Payment method breakdowns • Expense reports • Visual charts & summaries • Spending overview • Budget awareness See exactly where your money is going every month. SubScale makes recurring payments simple. • Unlimited subscriptions • Track recurring bills & expenses • Organize with categories • Smart Stack View • Personal notes • Edit anytime • Delete instantly • Beautiful, intuitive interface Everything stays organized in one place. Premium Features Unlock even more powerful tools for complete subscription management. • Unlimited subscriptions • Advanced analytics • Smart Calendar • Backup & Restore • Export to PDF • Export to Excel • Advanced subscription management • Premium insights Your data stays yours Privacy isn't an afterthought; it's built into SubScale from day one. Unlike many finance and subscription apps, SubScale does not require an account, does not collect personal information, and does not track your activity. No sign up required No personal information collected No ads No third-party trackers No analytics No data selling No behavioral profiling Everything you add, including subscriptions, renewal dates, payment methods, notes, & expenses is stored 100% locally on your device. Your data never lives on our servers because we don't have any. Works even without internet App is designed to function primarily offline. You can manage your subscriptions, view analytics, browse your history, and receive renewal reminders without an internet connection. Internet access is used only when needed to: • Refresh exchange rates for currency conversion • Download subscription logos and service information Your subscription data always remains on your device. Secure backups. Never lose your data. Your information is protected using your device's built-in security, including Face ID, Touch ID, passcode protection, and system encryption. Premium users can securely back up and restore their data, making it easy to move to a new device or recover after reinstalling the app. Your data stays protected, private, and under your control. No bank connections. No financial access. SubScale is a tracking tool - not a banking app. We never connect to your bank accounts, credit cards, or financial institutions. All subscriptions are manually managed by you, giving you complete control over your information. Perfect for tracking • Streaming subscriptions • AI subscriptions • Software subscriptions • Gym memberships • Insurance • Utilities • Internet • Mobile plans • Rent • Credit cards • Household expenses • Recurring bills Whether you have 5 subscriptions or 50, app helps you stay organized, avoid unwanted renewals, & understand exactly where your money goes. Take control of subscriptions, recurring bills, and monthly expenses with SubScale, the private, secure, & beautifully designed subscription tracker built to help you spend smarter Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SubScale at none against Expense Tracker's 2. SubScale also leads on ads (none vs shown) and review sentiment (100% vs 92%). On price, update cadence, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. SubScale asks for nothing beyond the download.
Expense Tracker ships an update every 10 days, SubScale every 2 weeks. The most recent releases landed on October 16, 2026 and October 9, 2026 respectively.
| Parameter | Expense Tracker | SubScale |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) — better | — |
| Positive reviews | 91.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 13 — better | — |
| Update frequency | Every 10 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 60 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Gostiuzhev | JIGAR HASMUKHLAL SHAH |
Customer experience
Expense Tracker
SubScale
In-app purchases
Expense Tracker
- Monthly subscription3 Days trial$3.991 Month
- Yearly subscription$24.991 Year
SubScale
No in-app purchases
Questions
Is Expense Tracker free?
Is SubScale free?
Do Expense Tracker or SubScale have ads?
Which is updated more often, Expense Tracker or SubScale?
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