LuCent vs Stoqfolio
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
LuCent
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See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: โ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. โ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. โ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): โข Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. โข Joint Accounts: Seamlessly manage shared expenses with a partner or family member. โข Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. โข Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: โข Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. โข Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. โข Unlimited Access: Create unlimited wallets and custom categories. โข Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/
Stoqfolio
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Stoqfolio keeps your entire investment portfolio in one place โ clear, fast and private. TRACK EVERYTHING - Stocks, ETFs and funds with live market data - Multi-currency accounts with automatic FX conversion - Log buys, sells, deposits and withdrawals in seconds UNDERSTAND YOUR MONEY - Portfolio value, profit & loss and performance over time - Interactive charts, from one day to all time - Dividends overview and history - Tax estimate for Italian investors (capital gains, loss offsetting) STAY ON TOP - Watchlists with live quotes - Compare instruments side by side - Price alerts with push notifications PRIVATE BY DESIGN - Sign in with a simple email code โ no password to remember - Optional Face ID lock - No ads, no tracking, no data ever sold - Delete your account and all your data any time, right in the app FOLLOW OTHER INVESTORS (OPTIONAL) Share short notes and compare returns as percentages: skill counts, not wealth. Everything is opt-in and moderated. Curious? Try the built-in demo account and explore with realistic data before adding your own. Stoqfolio is an app for tracking your investments. It does not execute trades and does not provide financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Stoqfolio at none against LuCent's 3. Stoqfolio also leads on ads (none vs shown) and iOS requirement (15.0 vs 18.0). On price and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. LuCent sells 3 in-app purchases, starting at $2.99 per month. Stoqfolio asks for nothing beyond the download.
| Parameter | LuCent | Stoqfolio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | โ |
| Ads | Yes | No โ better |
| In-app purchases | Yes | No โ better |
| Devices | iPhone | iPhone, iPod โ better |
| Requires iOS | 18.0 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 49 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Siarhei Nikalaichyk | Manuel Poncia |
In-app purchases
LuCent
- Monthly Premium$2.991 Month
- Yearly Premium$19.991 Year
- Lifetime Premium$39.99
Stoqfolio
No in-app purchases





