Fin+ vs WallyLedger

Fin+ is a personal finance app designed to help you understand your money without turning your life into a spreadsheet. Record income and expenses in seconds, track what has already been paid and what is still coming due, organize credit cards, installments, goals, and investments, and clearly see how much is still available until the end of the month. RECORD YOUR WAY • Add income and expenses quickly • Organize spending by category • Mark entries as planned or completed • Copy recurring expenses from one month to the next • Import purchases from screenshots, receipts, and payment confirmations • Review everything before saving CREDIT CARDS WITHOUT DOUBLE COUNTING Add your credit cards with closing and due dates. Fin+ separates the purchase date from the date when the statement actually affects your cash flow. Track: • purchases by card • upcoming statements • statement payments • money reserved to pay your card bill • monthly spending without counting the statement again as a new expense KNOW WHAT IS STILL GOING OUT The monthly summary shows income, expenses, amounts still expected, and everything that still needs to be paid — including credit card statements due during the month. This helps you avoid confusing your current balance with money that is already committed. INSTALLMENTS AND GOALS Organize installment purchases and other commitments, track remaining payments, and keep financial goals in one place. FIN+ ASSISTANT With Fin+ Pro, you can ask questions directly about your own financial data: “How much did I spend this month?” “How much can I still spend?” “How much did I spend on my card?” “Where am I spending the most?” “Which installments are still active?” Whenever possible, financial calculations are performed directly on your device. FIN+ PRO Free Fin+ records and organizes. Pro interprets your data, projects your month, and helps you decide what to do next. Fin+ Pro includes: • Full financial assistant • Complete Financial Radar and advanced insights • Projections and comparisons • Full reports • Period and financial evolution analysis • CSV and PDF export PRIVACY Fin+ was built with a local-first approach. Data imported from images always goes through your review before being recorded. Organize today. Understand your month. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.brumlabs.com/apps/fin-plus/privacidade/

WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/