Fin+ vs Patrimo

Fin+ is a personal finance app designed to help you understand your money without turning your life into a spreadsheet. Record income and expenses in seconds, track what has already been paid and what is still coming due, organize credit cards, installments, goals, and investments, and clearly see how much is still available until the end of the month. RECORD YOUR WAY • Add income and expenses quickly • Organize spending by category • Mark entries as planned or completed • Copy recurring expenses from one month to the next • Import purchases from screenshots, receipts, and payment confirmations • Review everything before saving CREDIT CARDS WITHOUT DOUBLE COUNTING Add your credit cards with closing and due dates. Fin+ separates the purchase date from the date when the statement actually affects your cash flow. Track: • purchases by card • upcoming statements • statement payments • money reserved to pay your card bill • monthly spending without counting the statement again as a new expense KNOW WHAT IS STILL GOING OUT The monthly summary shows income, expenses, amounts still expected, and everything that still needs to be paid — including credit card statements due during the month. This helps you avoid confusing your current balance with money that is already committed. INSTALLMENTS AND GOALS Organize installment purchases and other commitments, track remaining payments, and keep financial goals in one place. FIN+ ASSISTANT With Fin+ Pro, you can ask questions directly about your own financial data: “How much did I spend this month?” “How much can I still spend?” “How much did I spend on my card?” “Where am I spending the most?” “Which installments are still active?” Whenever possible, financial calculations are performed directly on your device. FIN+ PRO Free Fin+ records and organizes. Pro interprets your data, projects your month, and helps you decide what to do next. Fin+ Pro includes: • Full financial assistant • Complete Financial Radar and advanced insights • Projections and comparisons • Full reports • Period and financial evolution analysis • CSV and PDF export PRIVACY Fin+ was built with a local-first approach. Data imported from images always goes through your review before being recorded. Organize today. Understand your month. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.brumlabs.com/apps/fin-plus/privacidade/

O Patrimo é o seu centro de controle financeiro pessoal. Acompanhe contas, cartões de crédito, transações, orçamentos e metas — tudo num painel claro e bonito, feito para o seu dia a dia. RECURSOS PRINCIPAIS • Dashboard com seu resultado do mês e evolução do patrimônio • Contas e cartões de crédito com faturas organizadas • Transações com categorias, tags e busca avançada • Orçamentos por categoria e metas com progresso • Contas a pagar e lembretes de vencimento • Relatórios e fluxo de caixa • Calculadoras financeiras (juros compostos, reserva de emergência, FIRE e mais) • Educação financeira e organização — sempre com você no controle PRIVACIDADE EM PRIMEIRO LUGAR Seus dados são seus. Criptografia e boas práticas de segurança em todas as camadas. IMPORTANTE O Patrimo é uma ferramenta de organização e educação financeira. Não é banco, não faz custódia de dinheiro e não é recomendação de investimento. PLANO PRO Assinatura opcional que libera recursos avançados: investimentos, relatórios completos, academia financeira e central do IR. • Mensal: R$ 25,90/mês (renovação automática) • Anual: R$ 249,00/ano — ~R$ 20,75/mês (economia de 20%) A renovação é automática e pode ser cancelada a qualquer momento nas configurações de assinatura da sua conta Apple. Termos de Uso: https://www.patrimo.app/termos Política de Privacidade: https://www.patrimo.app/privacidade