Fin+ vs Creso

Fin+ is a personal finance app designed to help you understand your money without turning your life into a spreadsheet. Record income and expenses in seconds, track what has already been paid and what is still coming due, organize credit cards, installments, goals, and investments, and clearly see how much is still available until the end of the month. RECORD YOUR WAY • Add income and expenses quickly • Organize spending by category • Mark entries as planned or completed • Copy recurring expenses from one month to the next • Import purchases from screenshots, receipts, and payment confirmations • Review everything before saving CREDIT CARDS WITHOUT DOUBLE COUNTING Add your credit cards with closing and due dates. Fin+ separates the purchase date from the date when the statement actually affects your cash flow. Track: • purchases by card • upcoming statements • statement payments • money reserved to pay your card bill • monthly spending without counting the statement again as a new expense KNOW WHAT IS STILL GOING OUT The monthly summary shows income, expenses, amounts still expected, and everything that still needs to be paid — including credit card statements due during the month. This helps you avoid confusing your current balance with money that is already committed. INSTALLMENTS AND GOALS Organize installment purchases and other commitments, track remaining payments, and keep financial goals in one place. FIN+ ASSISTANT With Fin+ Pro, you can ask questions directly about your own financial data: “How much did I spend this month?” “How much can I still spend?” “How much did I spend on my card?” “Where am I spending the most?” “Which installments are still active?” Whenever possible, financial calculations are performed directly on your device. FIN+ PRO Free Fin+ records and organizes. Pro interprets your data, projects your month, and helps you decide what to do next. Fin+ Pro includes: • Full financial assistant • Complete Financial Radar and advanced insights • Projections and comparisons • Full reports • Period and financial evolution analysis • CSV and PDF export PRIVACY Fin+ was built with a local-first approach. Data imported from images always goes through your review before being recorded. Organize today. Understand your month. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.brumlabs.com/apps/fin-plus/privacidade/

Will your money last the month? Creso answers on the first screen: what you have, what's still due and how fast you're spending — so you know what's left before you spend it. No bank to connect, no account to create, no ads. Answer two questions and you're already logging your first coffee. FREE — AND NOT A TRIAL • Log expenses, income and transfers in two taps • Budgets that show what's LEFT, not what you've spent • End-of-month forecast: what you have, plus what's due, minus how fast you spend • Fixed costs, found automatically: everything that charges you every month, totalled by the year, with price rises flagged. $13.99 a month is invisible; $167.88 a year is a decision • Net worth across every account, debts included • Debts both ways: what you owe and what you're owed — even the ones you only jot down as a reminder. Split a bill any number of ways in one tap • Savings, mortgage and loan calculators, with 40 years of real market returns to test your assumptions • Import a CSV, or paste your bank statement straight from a PDF or an email • Receipt photos, and four themes — including true AMOLED black and Glass • A full backup you can export and keep — always free. If you ever leave, you leave with everything CRESO PRO • Investment tracking, with your real return — overall and year by year • Accounts in other currencies, with daily exchange rates • A one-page monthly PDF report for your accountant • Your whole year told in plain sentences, and a forecast to December • Shared goals that several people fill from their own phones • Automatic backups, Face ID lock, export to Excel and CSV • Custom icons and colors • Unlimited budgets, goals, scheduled payments, accounts and categories Monthly or yearly. Cancel anytime in your Apple Account settings. PRIVACY, PLAINLY No account and no servers: your ledger is a file on your phone, and the app sends nothing about you. It makes two optional connections: it downloads the European Central Bank's public exchange-rate table if you hold another currency and — only if you add your own market-data key — it fetches quotes straight from that provider. Both can be turned off. No ads. Not in the free plan, not ever. Made in Providence by economists, investors and mathematicians. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://providencehq.es/en/creso/privacy/