固定費管理 vs Tsukimiru

毎月いくら固定費を払っているか、すぐに答えられますか? 家賃、光熱費、スマホ代、保険、サブスク... 気づけば増えている毎月の固定費。 このアプリは、そんな固定費だけをシンプルに管理できる専用アプリです。 ■ 固定費の合計が一目でわかる ホーム画面を開くだけで、毎月の固定費合計がすぐにわかります。 「結局、毎月いくら払ってるの?」がすぐに確認できます。 ■ 支払日を通知でお知らせ 支払日の前日に通知。 「あ、引き落とし日なのに残高が足りない!」を防げます。 ■ カレンダーで支払日を把握 月間カレンダーで支払日を一覧表示。 今月はいつ、いくら出ていくかがひと目でわかります。 ■ カテゴリ別に分析 円グラフでカテゴリ別の割合を表示。 「サブスクにこんなに使ってたの?」が見えてきます。 ■ 9つのカテゴリで整理 家賃 / 光熱費 / 通信 / 保険 / サブスク / 教育 / 車 / 税金 / その他 あらゆる固定費をスッキリ分類できます。 -------------------- 【こんな人におすすめ】 - 家計簿アプリは続かなかった - サブスクを何個契約しているかわからない - 毎月の生活コストを把握したい - 固定費を見直して節約したい - 支払日をよく忘れる 【登録できる固定費】 家賃 / 住宅ローン / 管理費 / 駐車場 電気 / ガス / 水道 スマホ / インターネット / NHK 生命保険 / 医療保険 / 自動車保険 動画配信 / 音楽配信 / ニュースアプリ ジム / 習い事 / 新聞 -------------------- 固定費は一度登録すれば、毎月自動で計算。 まずは家賃とスマホ代から登録してみてください。 毎月の「なんとなく払っている固定費」が見えるようになります。

Tsukimiru keeps your monthly payments in one place: installment plans for furniture and electronics, mortgages and car loans, subscriptions, and bills like utilities. See how long each one continues, what you are billed this month and next, and how much you have already paid. Tsukimiru (月見る) means "see the month" in Japanese. HOME: THIS MONTH AND NEXT See the total billed this month and next month, with this month's payments listed below. Payments that are about to end are marked. Set your own monthly limit to see how much room is left. FIVE KINDS OF PAYMENTS - Installments: enter the monthly amount, the number of payments, and the first month. Tsukimiru works out the total and the last month. A different first payment is supported. - Loans: enter the amount, annual rate, term, and repayment method (level payment or level principal). Tsukimiru works out the monthly payment, the total, and the last payment. You can override the monthly amount with the figure on your repayment schedule and add rate changes. - Subscriptions & recurring: monthly, yearly, every few years, or in selected months (internet, lessons, insurance, taxes, rent). - Variable (estimate): bills that change, such as utilities, groceries, and card payments, entered as an estimate. Add extra for high months, such as summer and winter. - Savings: savings plans kept separate from payments. See your total if you keep saving and when you would reach a goal. GROUPS Keep payments in separate groups, such as household and business (up to 10). Each group has its own currency and monthly limit. Switch with tabs on Home, or view everything combined. USD and EUR payments and income can be converted with rates you enter, as estimates. TAKE-HOME INCOME Enter your take-home pay to see what share of it goes to payments and what is left. OUTLOOK Bar charts for the next 2 to 50 years, by month or by year, colored by category, with your monthly limit and take-home pay as lines. SCENARIOS - Rate scenarios: see how monthly loan payments change at +0.5%, +1%, and +2%, and compare them in the Outlook. - Moving plan: compare monthly payments and what is left if you buy a home instead of renting, with bonus payments, fees, upfront costs, and three patterns. SHARING Share this month's list as text, or save the Outlook chart, the breakdown, or the category pie chart as an image. You can share percentages only, without amounts. CATEGORIES A pie chart shows amounts and shares by category for this month or in total. ALSO - Payment details with the amount paid, the amount remaining, and the full repayment schedule - Try adding an installment plan to see the new monthly totals without saving it - No login. Free with ads; Tsukimiru PLUS (1-month free trial) removes ads and the "Made with Tsukimiru" mark on images. Every feature works without PLUS - Dark Mode, iPhone and iPad PLEASE NOTE - All figures are estimates. Check your card or lender statements and repayment schedules for the actual amounts. - Tsukimiru is a calculator, not financial or tax advice. It does not introduce, compare, or apply for banks, loans, or cards. - Rate scenarios, the moving plan, and currency conversion are estimates. Check with your lender and other providers for actual figures. - Your payment data stays on this device and is never sent anywhere. Ads use some device information; see the Privacy Policy. Support: https://mawatarik.com/en/support/tsukimiru Privacy Policy: https://mawatarik.com/en/privacy/tsukimiru Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/