Comparison

Folyo vs Subscriptions Tracker MoniCal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Folyo

Easily track daily expenses and manage your budget with intuitive charts and a calendar view. Synchronize your financial data across devices via iCloud for seamless access. Stay in control of your finances with this simple and comprehensive tool.

Highlights
  • Expense tracking
  • Budget setting
  • Integrated calendar
  • Financial trend visualization
  • iCloud synchronization
  • Multi-device access
Features
Read full description

Folyo helps you track your daily expenses and manage your budget effortlessly. Add an expense in just a few seconds, set a personalized budget, and keep track of your spending with the integrated calendar. Visualize your financial trends with clear and intuitive charts. All your data is synchronized via iCloud, so you can access your information from any of your devices. Simple, intuitive, and comprehensive. Folyo allows you to stay in control of your budget and easily monitor your finances day after day. Download Folyo and discover a new, stress-free way to manage your budget. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscriptions Tracker MoniCal

Organize your bills and subscriptions with a calendar view. Set recurring entries, get payment reminders, and manage budgets. Track income and expenses to stay on top of your finances.

Highlights
  • Calendar view for bills and expenses
  • Recurring entry setup
  • Payment reminders
  • Budget management
  • Categorization of entries
  • Notes for details
  • Multilingual support
Features
Read full description

Ever get that end-of-month surprise — because you forgot when rent, electricity, or a streaming subscription was due? MoniCal brings order to your finances by showing income and expenses exactly where they belong: right in the calendar. What MoniCal does for you: Calendar view — See at a glance when each amount is due. Month, week, list, or a compact year overview. Recurring entries — Rent, salary, subscriptions: set them up once, never forget again. Daily, weekly, monthly, or yearly. Reminders — Get notified before up to 3 recurring payments are due. Categories — Organize entries with your own or predefined categories like Housing, Transport, or Leisure. Budgets — Set a monthly limit for a category of your choice and keep your spending in check. Notes — Add details directly to an entry, like contract numbers or payment references. Multilingual — German, English, French, Italian, Spanish, and Greek, with a choice of Euro, US Dollar, British Pound, or Swiss Franc. MoniCal Pro — more clarity, from $2.99/month or as a one-time lifetime purchase: Year overview — All 12 months at a glance Running balance — Your account balance updates automatically, so you always know what's left after every entry Statistics — Savings rate, spending by category, and balance history in detail Unlimited reminders — Reminders for as many subscriptions and payments as you need, not just the first three Unlimited budgets — Set a monthly budget for as many categories as you need, not just one Supports the app's ongoing development MoniCal stores all your data on your device and automatically backs it up to your personal iCloud. No sign-up, no hidden costs. Your finances. Your rhythm. MoniCal. Terms of Use: https://horizonlabsdev.github.io/MoniCal/terms Privacy Policy: https://horizonlabsdev.github.io/MoniCal/privacy Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Folyo4 screens
Subscriptions Tracker MoniCal4 screens

Verdict

The call

The clearest difference is review sentiment: Subscriptions Tracker MoniCal at 100% against Folyo's 50%. Subscriptions Tracker MoniCal also leads on update cadence (every 5 days vs every 2 weeks) and iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Folyo sells 3 in-app purchases, starting at $0.99 per month and Subscriptions Tracker MoniCal sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Folyo ships an update every 2 weeks, Subscriptions Tracker MoniCal every 5 days. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Folyo versus Subscriptions Tracker MoniCal: the parameters behind the verdict, then further details
ParameterFolyoSubscriptions Tracker MoniCal
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings1 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS26.017.0 — better
Further details — not scored
Size7 MB15 MB
Age rating4+4+
DeveloperJonathan TeboulJeremy Lecoq

Customer experience

Folyo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Subscriptions Tracker MoniCal

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Folyo

Subscriptions2
  • Monthly Premium Subscription3 Days trial$0.991 Month
  • Yearly Premium Subscription3 Days trial$8.991 Year
One-time1
  • Lifetime Premium$24.99
2 purchases

Subscriptions Tracker MoniCal

Subscriptions1
  • MoniCal Pro14 Days trial$2.991 Month
One-time1
  • MoniCal Pro - Lifetime$29.99

Questions

Is Folyo free?
Folyo is free to download, with in-app purchases available.
Is Subscriptions Tracker MoniCal free?
Subscriptions Tracker MoniCal is free to download, with in-app purchases available.
Do Folyo or Subscriptions Tracker MoniCal have ads?
Neither Folyo nor Subscriptions Tracker MoniCal shows ads.
Which is updated more often, Folyo or Subscriptions Tracker MoniCal?
Folyo ships an update every 2 weeks, and Subscriptions Tracker MoniCal every 5 days. Most recently, Folyo was updated on October 21, 2026 and Subscriptions Tracker MoniCal on October 23, 2026.

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