Ypsilon vs Lendon Fin

Ypsilon helps you track loans, income, and upcoming payments in one simple app. **Loans** Track money you've lent to others, borrowed from friends, or owe to banks. Add loan details, payment schedules, and mark payments as paid. View overdue payments at a glance. **Income** Add income sources with recurring paydays (weekly, monthly, quarterly, yearly, or one-time). See upcoming income alongside loan payments for a complete financial picture. **Dashboard** View totals for money to receive and to pay. See all upcoming payments in one list, sorted by due date. Quickly identify overdue items. **Cashflow** A 30-day chart shows your expected cashflow based on scheduled payments and income. Track net flow over time. **Calculator** Calculate loan payments with adjustable interest rates, payment frequency, and loan terms. **Multi-Currency** Add loans and income in different currencies. Each entry displays in its original currency. **Privacy** All data stays on your device. No account, no cloud sync, no tracking. Your financial information never leaves your phone. **Key Features** • Track loans (lent, borrowed, bank credit) • Manage income sources and paydays • View upcoming payments in one place • 30-day cashflow overview • Mark payments as paid or postpone them • Overdue detection (calendar-day based) • Multi-currency support • On-device data only • No account required Ypsilon is designed for anyone who wants a clear view of their personal loans, income, and payment schedule without complexity or privacy concerns.

Lendon Fin helps you understand your loans and monthly finances in one clean and simple app Whether you have one loan or several you can easily keep track of payments monitor your remaining budget and explore different repayment strategies Features Manage all your loans in one place Add loans with amount interest rate term and payment date Enter an exact monthly payment when you already know it Track your monthly income and living expenses See how much money remains after all payments View upcoming payment dates in a built in calendar Simulate extra payments and compare repayment scenarios Estimate interest savings and shorter loan terms Store all information locally on your device Support for multiple currencies including USD EUR PLN and MXN Available in English Polish and Mexican Spanish Lendon Fin is designed for people who want a clear picture of their finances without unnecessary complexity No account required No subscriptions Your financial data stays on your device