Comparison

Prism vs LedgerNests

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prism

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You are paying for more subscriptions than you remember. Prism puts every recurring charge on one screen — streaming, gym, cloud, apps — and warns you the day before each renewal, while there is still time to cancel. No account. No login. No bank connection. Your subscription data never leaves your iPhone. START IN 30 SECONDS • Tick the services you already pay for and Prism builds your dashboard instantly • Add any charge that repeats: streaming, gym, insurance, cloud storage, work tools • Pick a color and an icon to recognize each one at a glance • Group by category and see where the money goes SEE THE NUMBER THAT MATTERS • Your real monthly total, combining monthly, yearly and weekly plans • A category chart that surfaces the spending you never noticed • Track how your recurring costs change over time • Multi-currency: USD, EUR and BRL with automatic conversion NEVER GET CAUGHT BY A RENEWAL • A notification one day before every renewal — free trials included • Home Screen widget showing the next charge and how many days are left • Cancel while you still can REAL PRIVACY Your subscriptions are stored on your own iPhone. No email, no sign-up, no bank access. PRISM PRO Prism is free for your first subscriptions. Prism Pro removes the ads and unlocks unlimited subscriptions and detailed statistics, with a 7-day free trial. The Prism Pro subscription renews automatically at the end of each period unless cancelled at least 24 hours before renewal. Payment is charged to your Apple account at purchase confirmation. Manage or cancel in Settings > Apple ID > Subscriptions. Download Prism and find out what your subscriptions really cost. Terms of Use (EULA): https://prism-website-three.vercel.app/termos.html Privacy Policy: https://prism-website-three.vercel.app/privacidade.html

About

LedgerNests

Easily manage household bills with a shared view for everyone. Track due dates, mark payments, and receive timely reminders. No bank linking required, ensuring privacy and simplicity for families and roommates.

Highlights
  • Shared household bill view
  • Real-time updates
  • Payment tracking
  • Customizable reminders
  • Multiple household management (Pro)
  • Offline editing
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One shared home for every household bill. Everyone sees what’s due, what’s paid and what’s coming up, on the same list and the same calendar, updated in real time. No bank linking, ever: you just type in what you owe. Invite your partner, roommates or family, and you’re all looking at the same bills. Money is easier when everyone’s on the same page. ONE SHARED VIEW FOR THE WHOLE HOUSEHOLD • Invite your household with a link from the share sheet • Everyone has their own login and sees the same bills in real time • Mark a bill paid and it’s marked paid for everyone • Choose who can edit bills and who can simply follow along EVERY DUE DATE IN SIGHT • Your Overview shows what’s due this month, what’s paid, what’s left, and anything overdue • A shared month calendar puts each bill’s amount on its due day, marked paid, unpaid or overdue • Tap any day to see its bills, mark them paid, or add a bill for that date • One-time and monthly bills, with each month tracked on its own • Seven categories: Housing, Utilities, Insurance, Subscriptions, Debt, Vehicles and Other • Flag a bill as autopay and it’s marked paid in the app on its due date • Add an account’s last four digits to see a separate summary for each card or account • Look back through the past 12 months, one month at a time REMINDERS THAT KEEP EVERYONE ON TIME • A heads-up at 9 AM your time: a week before, the day before, and the day a bill is due • A gentle daily nudge for up to five days if a bill runs late • Alerts when someone in your household adds a bill or marks one paid • Turn each type of reminder or alert on or off • Reminders and alerts are free for every new account’s first 30 days, then included with Pro PRIVATE BY DESIGN • No bank logins, card numbers or account credentials. The only account detail is an optional last four digits, so you can tell your cards apart. • Your household’s bills are visible only to your household • Lock the app with Face ID, Touch ID or your passcode • No ads, and your data is not used to track you • Delete your account from inside the app at any time MORE THAN ONE HOME, WITH PRO Keep up to 10 households, each with its own bills, members and nickname, and switch between them from your account menu. Made for landlords with several properties, a second home, a student’s apartment, or helping a parent stay on top of their bills. Reminders name the household, so you always know which home a bill belongs to. THE LITTLE THINGS • View your bills, mark them paid or make edits without a connection; changes sync when you’re back online • Light, dark or match your system • Pick a color for each category and each account on the calendar • A short guided tour helps you add your first bill FREE AND PRO Free: 1 household, 2 members including you, up to 10 bills, and reminders for your first 30 days. Pro: unlimited bills, up to 10 members per household, up to 10 households, and reminders that keep going. Bill and member limits follow the household owner’s plan. Reminders follow each person’s own plan. LedgerNests is a tracking and reminder tool. It never moves money or pays bills for you, and amounts are shown in US dollars. Questions? support@ledgernests.com LEDGERNESTS PRO An auto-renewing monthly subscription: unlimited bills, up to ten members per household, multiple households, and push reminders. Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ledgernests.com/privacy

Screenshots

Prism3 screens
LedgerNests4 screens

Verdict

The call

The clearest difference is in-app purchases: Prism at none against LedgerNests's 1. LedgerNests's advantage is ads (none vs shown) and update cadence (every 4 days vs monthly). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LedgerNests sells 1 in-app purchase, starting at $7.00 per month. Prism asks for nothing beyond the download.

UpkeepUpdate frequency

Prism ships an update monthly, LedgerNests every 4 days. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Prism versus LedgerNests: the parameters behind the verdict, then further details
ParameterPrismLedgerNests
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyMonthlyEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size29 MB17 MB
Age rating4+17+
DeveloperMatheus AlvaresTRAVIS RAY BROWN

In-app purchases

None

Prism

No in-app purchases

1 purchases

LedgerNests

Subscriptions1
  • LedgerNests Pro$7.001 Month

Questions

Is Prism free?
Prism is free to download, with no in-app purchases.
Is LedgerNests free?
LedgerNests is free to download, with in-app purchases available.
Do Prism or LedgerNests have ads?
Prism shows ads; LedgerNests does not.
Which is updated more often, Prism or LedgerNests?
Prism ships an update monthly, and LedgerNests every 4 days. Most recently, Prism was updated on November 9, 2026 and LedgerNests on November 6, 2026.

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