Comparison

Prism vs Mochi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Prism

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You are paying for more subscriptions than you remember. Prism puts every recurring charge on one screen β€” streaming, gym, cloud, apps β€” and warns you the day before each renewal, while there is still time to cancel. No account. No login. No bank connection. Your subscription data never leaves your iPhone. START IN 30 SECONDS β€’ Tick the services you already pay for and Prism builds your dashboard instantly β€’ Add any charge that repeats: streaming, gym, insurance, cloud storage, work tools β€’ Pick a color and an icon to recognize each one at a glance β€’ Group by category and see where the money goes SEE THE NUMBER THAT MATTERS β€’ Your real monthly total, combining monthly, yearly and weekly plans β€’ A category chart that surfaces the spending you never noticed β€’ Track how your recurring costs change over time β€’ Multi-currency: USD, EUR and BRL with automatic conversion NEVER GET CAUGHT BY A RENEWAL β€’ A notification one day before every renewal β€” free trials included β€’ Home Screen widget showing the next charge and how many days are left β€’ Cancel while you still can REAL PRIVACY Your subscriptions are stored on your own iPhone. No email, no sign-up, no bank access. PRISM PRO Prism is free for your first subscriptions. Prism Pro removes the ads and unlocks unlimited subscriptions and detailed statistics, with a 7-day free trial. The Prism Pro subscription renews automatically at the end of each period unless cancelled at least 24 hours before renewal. Payment is charged to your Apple account at purchase confirmation. Manage or cancel in Settings > Apple ID > Subscriptions. Download Prism and find out what your subscriptions really cost. Terms of Use (EULA): https://prism-website-three.vercel.app/termos.html Privacy Policy: https://prism-website-three.vercel.app/privacidade.html

About

Mochi

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

Highlights
  • Fast manual expense logging
  • Recurring expenses
  • Clean, distraction-free interface
  • Refined insights and spending history
  • Search and filters for past entries
  • Home screen widgets
  • Privacy-first design
Features
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Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much β€” budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES β€’ Fast manual expense logging β€’ Recurring expenses β€’ Clean, distraction-free interface β€’ Refined insights and spending history β€’ Search and filters for past entries β€’ Daily and weekly spending reflections β€’ Custom payment methods β€’ Home screen widgets β€’ Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Prism3 screens
Mochi4 screens

Verdict

The call

The clearest difference is in-app purchases: Prism at none against Mochi's 3. Prism also leads on iOS requirement (17.0 vs 26.0). Mochi's advantage is ads (none vs shown) and update cadence (every 3 days vs monthly). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month. Prism asks for nothing beyond the download.

UpkeepUpdate frequency

Prism ships an update monthly, Mochi every 3 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard4 real differences Β· 4 level
Prism versus Mochi: the parameters behind the verdict, then further details
ParameterPrismMochi
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyMonthlyEvery 3 days β€” better
AdsYesNo β€” better
In-app purchasesNo β€” betterYes
Monetizationβ€”Freemium
DevicesiPhone, iPad β€” betteriPhone
Requires iOS17.0 β€” better26.0
Further details β€” not scored
Size29 MB19 MB
Age rating4+4+
DeveloperMatheus AlvaresHarsha Chaganti

In-app purchases

None

Prism

No in-app purchases

3 purchases

Mochi

Subscriptions2
  • Mochi+ Monthly3 Days trial$2.991 Month
  • Mochi+ Annual3 Days trial$19.991 Year
One-time1
  • Mochi+ Lifetime$39.99

Questions

Is Prism free?
Prism is free to download, with no in-app purchases.
Is Mochi free?
Mochi is free to download, with in-app purchases available.
Do Prism or Mochi have ads?
Prism shows ads; Mochi does not.
Which is updated more often, Prism or Mochi?
Prism ships an update monthly, and Mochi every 3 days. Most recently, Prism was updated on November 9, 2026 and Mochi on November 5, 2026.

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