Mochi vs uSquare
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Mochi
This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.
- Fast manual expense logging
- Recurring expenses
- Clean, distraction-free interface
- Refined insights and spending history
- Search and filters for past entries
- Home screen widgets
- Privacy-first design
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Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much β budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. Thereβs no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES β’ Fast manual expense logging β’ Recurring expenses β’ Clean, distraction-free interface β’ Refined insights and spending history β’ Search and filters for past entries β’ Daily and weekly spending reflections β’ Custom payment methods β’ Home screen widgets β’ Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO ITβS FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If youβve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
uSquare
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uSquare is the expense splitter that actually settles up, not just keeps score. Create a group, add your friends, and track shared costs from rent and groceries to trips and dinners. Free features: β’ Fair splits (equal, percentage, or custom) β’ Debt simplification β turns a tangle of IOUs into the fewest payments needed to settle up β’ Group Pot β a shared pool for recurring costs like rent or a house fund β’ Fair Share Score β see who's pulling their weight on shared costs over time β’ Trip Map β see where a trip's expenses happened, pinned on a map β’ Round-robin payer rotation for recurring expenses β’ Multi-currency support Β· Recurring expenses Β· Real-time sync across iPhone and web Pro (β¬3.99/month, auto-renewing): β’ Receipt scanning β snap a photo, amount and merchant fill in automatically β’ Category budgets with spending alerts β’ Grocery list β check off items, convert them straight into a split expense β’ Full activity history and audit trail β’ Unlimited daily expenses (free tier: 3/day) Subscription details: Payment is charged to your Apple ID at confirmation. Subscription renews automatically unless auto-renew is turned off at least 24 hours before period end. Account is charged for renewal within 24 hours before period end. Manage/cancel in App Store account settings. Terms of Use: https://u-square.life/terms Privacy Policy: https://u-square.life/privacy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Mochi at none against uSquare's shown. uSquare's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 26.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month and uSquare sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Mochi ships an update every 3 days, uSquare every 2 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Mochi | uSquare |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 3 days | Every 2 days β better |
| Ads | No β better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | β |
| Devices | iPhone | iPhone, iPad, iPod β better |
| Requires iOS | 26.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 19 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Harsha Chaganti | Daniel Kialka |
In-app purchases
Mochi
- Mochi+ Monthly3 Days trial$2.991 Month
- Mochi+ Annual3 Days trial$19.991 Year
- Mochi+ Lifetime$39.99
uSquare
- uSquare Pro$3.991 Month
- uSquare Pro (Annual)$39.991 Year









