Comparison

Mochi vs RenewMemo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mochi

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

Highlights
  • Fast manual expense logging
  • Recurring expenses
  • Clean, distraction-free interface
  • Refined insights and spending history
  • Search and filters for past entries
  • Home screen widgets
  • Privacy-first design
Features
Read full description

Mochi is a calm, minimal way to track your spending. Most expense apps try to do too much — budgets, charts, alerts, goals, and endless setup. Mochi takes a different approach. It focuses on simple awareness, so you can log what you spend and move on with your day. There’s no pressure to optimize. No accounts to connect. No dashboards to manage. Just open, log, and close. FEATURES • Fast manual expense logging • Recurring expenses • Clean, distraction-free interface • Refined insights and spending history • Search and filters for past entries • Daily and weekly spending reflections • Custom payment methods • Home screen widgets • Light, Dark, and OLED themes DESIGNED TO FEEL CALM Mochi is built to stay out of your way. There are no ads, no data selling, and no tracking across apps. Your data stays on your device. WHO IT’S FOR Mochi is for people who want to stay aware of their spending without turning it into a project. If you’ve ever felt overwhelmed by budgeting apps, Mochi might be a better fit. SUBSCRIPTIONS Mochi offers optional subscriptions and a lifetime purchase to unlock additional features. You can manage or cancel subscriptions anytime in your App Store account. Privacy-first. Simple by design. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

RenewMemo

Features
Read full description

RenewMemo keeps track of every subscription you pay for, reminds you before each renewal, and shows what they cost you each month. It does all of this on your iPhone, with no account, no cloud, and no tracking. SEE WHAT YOU SPEND Your monthly total sits at the top of Home, with an optional budget that warns you as you get close. Weekly, monthly, and yearly plans are converted to the same monthly figure, so you can compare them fairly. NEVER MISS A RENEWAL Choose how many days ahead you want a reminder and at what time. RenewMemo schedules local notifications for your upcoming charges and keeps them in step whenever you add, edit, or cancel a subscription. ADD ONE IN SECONDS Pick from dozens of popular services or type your own. You can also share a receipt, PDF, or screenshot to RenewMemo from any app: it reads the text on your iPhone and fills in the name, price, and billing cycle for you to review before saving. INSIGHTS THAT MAKE SENSE Switch between Monthly and Yearly to see your spending by category, your most expensive subscription, and a 12-month forecast of upcoming charges. Simple tips point out renewals coming up this week and services where a yearly plan would save money. PRIVATE BY DESIGN Your data is stored only on this iPhone and protected by iOS. RenewMemo has no accounts, no servers, no ads, and no analytics. Turn on Face ID to lock the app, and it also hides your data in the app switcher. YOUR DATA, YOUR CONTROL Export a backup file whenever you like and import it on another iPhone, either merged with what is there or replacing it. Clear all data with one action at any time. MADE FOR IPHONE RenewMemo follows the look of iOS in light and dark appearance, supports Dynamic Type and VoiceOver, and respects Reduce Motion. PAY ONCE Track up to 5 subscriptions for free, with every feature included. When you need more, one purchase unlocks unlimited subscriptions forever. There are no subscriptions to manage your subscriptions.

Screenshots

Mochi4 screens
RenewMemo4 screens

Verdict

The call

The clearest difference is iOS requirement: RenewMemo at 16.4 against Mochi's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month and RenewMemo sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Mochi versus RenewMemo: the parameters behind the verdict, then further details
ParameterMochiRenewMemo
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS26.016.4 — better
Further details — not scored
Size19 MB53 MB
Age rating4+4+
DeveloperHarsha ChagantiCelik Nimani

In-app purchases

3 purchases

Mochi

Subscriptions2
  • Mochi+ Monthly3 Days trial$2.991 Month
  • Mochi+ Annual3 Days trial$19.991 Year
One-time1
  • Mochi+ Lifetime$39.99
1 purchases

RenewMemo

One-time1
  • RenewMemo Unlimited$9.99

Questions

Is Mochi free?
Mochi is free to download, with in-app purchases available.
Is RenewMemo free?
RenewMemo is free to download, with in-app purchases available.
Do Mochi or RenewMemo have ads?
Neither Mochi nor RenewMemo shows ads.

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