IRFC Invest vs Splito
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IRFC Invest
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The IRFC 54EC Bonds Mobile Application is the official investor service app developed by Indian Railway Finance Corporation Limited (IRFC) to help investors securely view and track their 54EC Capital Gain Bond investments. The app provides a convenient self-service platform for investors to access consolidated portfolio information, including bond holdings, folio details, invested value, interest earned, maturity dates, and transaction history. Investors can download important documents such as e-Bond Certificates, Allotment Advice, Interest Certificates, and investor forms directly through the app. Key Features: • Secure login using PAN and OTP authentication • View total bonds, folios, invested amount, current value, and returns • Folio-wise portfolio and transaction details • Download password-protected bond certificates and documents • Interest payment and maturity tracking • In-app query submission for investor support • Quick access to IRFC’s official website for fresh investments Important Information: • This app is provided for information and investor service purposes only • Fresh investments are redirected to IRFC’s official website • All data displayed is sourced from IRFC and its Registrar & Transfer Agent (RTA) • In case of any discrepancy, IRFC/RTA records shall prevail Security & Privacy: • Encrypted data transmission • Automatic session timeout for security • Personal data is handled in accordance with applicable laws and IRFC policies Accessibility: • Adjustable text size options for better readability This application helps investors manage their IRFC 54EC Bond information conveniently while reducing dependency on manual support channels.
Splito
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Splito makes splitting expenses simple, flexible, and stress-free. Create groups, add expenses, and keep track of who owes what - without the usual friction. With Splito, you can add anyone to your group, even if they don’t have the app yet. Perfect for trips, shared apartments, dinners, and events. Why Splito? • Add anyone instantly - even if they don't have the app yet • No friction when creating or managing groups • Clear and simple overview of all expenses • Automatic balance calculations • Settle up quickly and easily Built for real life Not everyone wants to download an app just to be added to a group. Add friends by name, track everything in one place, and let them join later if they want. Use Splito for: • Traveling with friends • Group trips and vacations • Shared apartments • Nights out and dinners • Events and group activities
Screenshots
Verdict
The clearest difference is device support: IRFC Invest at 3 against Splito's 1. IRFC Invest also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | IRFC Invest | Splito |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 27 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Indian Railway Finance Corporation Limited | MAOR BENEZRI |
In-app purchases
IRFC Invest
No in-app purchases
Splito
No in-app purchases









