Comparison

IRFC Invest vs Splito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IRFC Invest

Features
Read full description

The IRFC 54EC Bonds Mobile Application is the official investor service app developed by Indian Railway Finance Corporation Limited (IRFC) to help investors securely view and track their 54EC Capital Gain Bond investments. The app provides a convenient self-service platform for investors to access consolidated portfolio information, including bond holdings, folio details, invested value, interest earned, maturity dates, and transaction history. Investors can download important documents such as e-Bond Certificates, Allotment Advice, Interest Certificates, and investor forms directly through the app. Key Features: • Secure login using PAN and OTP authentication
 • View total bonds, folios, invested amount, current value, and returns
 • Folio-wise portfolio and transaction details
 • Download password-protected bond certificates and documents
 • Interest payment and maturity tracking
 • In-app query submission for investor support
 • Quick access to IRFC’s official website for fresh investments
 Important Information: • This app is provided for information and investor service purposes only
 • Fresh investments are redirected to IRFC’s official website
 • All data displayed is sourced from IRFC and its Registrar & Transfer Agent (RTA)
 • In case of any discrepancy, IRFC/RTA records shall prevail
 Security & Privacy: • Encrypted data transmission
 • Automatic session timeout for security
 • Personal data is handled in accordance with applicable laws and IRFC policies
 Accessibility: • Adjustable text size options for better readability
 This application helps investors manage their IRFC 54EC Bond information conveniently while reducing dependency on manual support channels.

About

Splito

Features
Read full description

Splito makes splitting expenses simple, flexible, and stress-free. Create groups, add expenses, and keep track of who owes what - without the usual friction. With Splito, you can add anyone to your group, even if they don’t have the app yet. Perfect for trips, shared apartments, dinners, and events. Why Splito? • Add anyone instantly - even if they don't have the app yet • No friction when creating or managing groups • Clear and simple overview of all expenses • Automatic balance calculations • Settle up quickly and easily Built for real life Not everyone wants to download an app just to be added to a group. Add friends by name, track everything in one place, and let them join later if they want. Use Splito for: • Traveling with friends • Group trips and vacations • Shared apartments • Nights out and dinners • Events and group activities

Screenshots

IRFC Invest3 screens
Splito4 screens

Verdict

The call

The clearest difference is device support: IRFC Invest at 3 against Splito's 1. IRFC Invest also leads on iOS requirement (15.1 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 4 level
IRFC Invest versus Splito: the parameters behind the verdict, then further details
ParameterIRFC InvestSplito
PriceFreeFree
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size27 MB20 MB
Age rating4+4+
DeveloperIndian Railway Finance Corporation LimitedMAOR BENEZRI

In-app purchases

None

IRFC Invest

No in-app purchases

None

Splito

No in-app purchases

Questions

Is IRFC Invest free?
IRFC Invest is free to download, with no in-app purchases.
Is Splito free?
Splito is free to download, with no in-app purchases.
Do IRFC Invest or Splito have ads?
Neither IRFC Invest nor Splito shows ads.

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