Comparison

SLESS vs Masareef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SLESS

Features
Read full description

SLESS makes expense tracking effortless. Simply type natural language like "lunch at Starbucks $12" and our AI instantly parses the amount, merchant, and category. KEY FEATURES • Smart Expense Entry Type naturally - "uber to airport $45" or "groceries $89.50" - and let AI do the work. Supports camera and voice input for hands-free logging. • Smart Categorization Expenses are automatically categorized by AI. Unused categories are cleaned up automatically, keeping your list clutter-free. • SMS Expense Tracking Automatically parse bank SMS notifications into expenses. No need to even open the app. • Intelligent Merchant Learning SLESS remembers your spending patterns. After categorizing "ABC shop" once, it automatically assigns future purchases to the same category. • Visual Spending Insights Beautiful donut charts show spending breakdown by category and merchant. Interactive timeline graphs reveal your spending patterns over time. • Category Budgets Set monthly budgets for each category and track progress with visual indicators. Stay on top of your finances at a glance. • Multi-Currency Support Track expenses in 150+ currencies with automatic conversion. Perfect for travelers and international spending. • iCloud Sync Your data syncs seamlessly across your devices. Currently supports iPhone. iPad and multi-device sync coming soon. • Privacy First All data stays on your device and in your private iCloud. No accounts required, no data sold. SLESS PRO ($2.99/month) Unlock premium features: • 1,000 AI parses per month • SMS Expense Tracking • Camera and voice input for expense entry • Redeem promo codes for free access The free tier is fully functional — track expenses manually forever. Pro unlocks heavy AI usage and SMS automation. Download SLESS today and take control of your spending. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Masareef

Features
Read full description

Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's own SMS alerts into transactions. Set it up once and your spending files itself, even while the app is closed. Everything stays private on your phone, works offline once you're signed in, and never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup builds the Shortcuts automation for you, step by step • After that, bank messages become transactions on their own, and a banner says what was captured • Card payments, transfers, top-ups, ATM withdrawals and income, each to the right wallet • Or share any bank message to Masareef from the share sheet — one tap • Review before it posts, or let confident payments post automatically, with undo • Auto-tracking stays off until you turn it on, and off again any time WORKS WITH YOUR BANK Recognises payment alerts from 413 banks, wallets and payment apps, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank • Worldwide — HDFC, Paytm, GCash, M-PESA, Revolut, Wise, Barclays, Chase, Nubank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "spent 250 coffee" posts instantly • Or say it: hold the + and speak, Arabic or English • A full add screen for expenses, income and transfers, with categories and wallets WIDGET & SIRI • A Home and Lock Screen widget shows today and this month against your target • "Log an expense in Masareef" and "How much did I spend today" work from Siri and Spotlight WALLETS & MULTI-CURRENCY • Cash, bank accounts and mobile wallets side by side, each with its own balance • Pick any country and currency; symbols, formatting and bank list follow • Net worth across every wallet, with a trend line BUDGETS & PLANNING • Per-category budgets with on-track, near-limit and over states • A monthly target that says what's safe to spend today • Cash flow shows whether your balance lasts until payday SUBSCRIPTIONS & BILLS • A subscription tracker that finds them in your history, with yearly cost • Recurring rent, salary and bills post on schedule, with pause and skip INSIGHTS • Where it went: a donut ranking every category; tap for details • Income vs. expense, this month vs. last, and your biggest movers • Savings rate, financial health and the share logged automatically • Double charges, refunds matched to their purchase, and unusual merchant charges TRIPS & ATMS • Track a trip in its own currency, and find ATMs near you on a map PRIVATE BY DEFAULT • Transactions stay on your device and sync only to your own account • Optional app lock with Face ID or Touch ID, and a hidden app switcher preview • No ads, no data selling, and no financial data in analytics, ever BACKUP & SYNC • A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone • Offline-first: once you're signed in, everything works with no connection • Export to CSV, or keep a full backup you can restore any time Light and dark themes, full Arabic with right-to-left layout, and a native feel. Masareef is a free expense tracker, budget planner and money manager with automatic bank SMS capture. Start in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

Screenshots

SLESS4 screens
Masareef4 screens

Verdict

The call

The clearest difference is iOS requirement: Masareef at 16.4 against SLESS's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. SLESS sells 1 in-app purchase, starting at $0.99 per month and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on July 23, 2026 and September 20, 2026 respectively.

Scorecard1 real difference Ā· 5 level
SLESS versus Masareef: the parameters behind the verdict, then further details
ParameterSLESSMasareef
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.016.4 — better
Further details — not scored
Size9 MB86 MB
Age rating4+4+
DeveloperAsindu VidanagamachchiMohamed Gado

In-app purchases

1 purchases

SLESS

Subscriptions1
  • SLESS Pro$0.991 Month
3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$99.99

Questions

Is SLESS free?
SLESS is free to download, with in-app purchases available.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do SLESS or Masareef have ads?
Neither SLESS nor Masareef shows ads.
Which is updated more often, SLESS or Masareef?
SLESS ships an update every 2 days, and Masareef every 2 days. Most recently, SLESS was updated on July 23, 2026 and Masareef on September 20, 2026.

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