Comparison

Finlytix vs Masareef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finlytix

Features
Read full description

Finlytix — know exactly where your money stands, in real time. Net worth, live markets, subscriptions, budgets, and financial status in one beautifully designed app. ā–ø NET WORTH AT A GLANCE Total wealth across every asset class — cash, gold, stocks, and more. Every holding converts to your base currency in real time. Gain/loss, allocation donut, 7-day performance. ā–ø FINANCIAL STATUS SCORE A premium rating based on spending discipline, safety cushion, diversification, and growth momentum. Animated ring, full breakdown, tier-aware coaching, one-tap share card. ā–ø EXPORT PDF REPORT Generate a premium A4 report for any month — or all-time. Dashboard KPIs, health-score breakdown, income / subscriptions / commitments / expenses, holdings allocation, savings-jar progress. ā–ø LIVE MARKET DATA • Precious metals — Gold, Silver, Platinum • Currencies — 47+ FX pairs including USD, EUR, SAR, AED, EGP, KWD • Oil & Commodities — Brent, WTI, Natural Gas • Egypt Gold — 24K, 21K, 18K, 14K buy/sell in EGP ā–ø WATCHLIST & PRICE ALERTS Star the symbols you care about. Set custom alerts above or below a target price and get notified the moment the market hits your number. ā–ø BUILT-IN CALCULATORS • Gold — grams / karats / ounces at live prices • Currency — instant FX between 47+ currencies • Zakat — auto-computes nisab and 2.5% due ā–ø SUBSCRIPTION TRACKER Track Netflix, Spotify, iCloud, Adobe, or any recurring service. Categories, billing cycles, renewal calendar, trial reminders, monthly + yearly totals. ā–ø BUDGET, COMMITMENTS & INCOME Log income and fixed commitments — rent, insurance, phone, tuition. Finlytix shows what's available to spend this month. Browse any past month. ā–ø DAILY EXPENSES Log coffee, lunch, taxi — any ad-hoc spend — in seconds. Categorized and rolled into your monthly budget automatically. ā–ø SAVINGS JARS Save toward named goals — emergency fund, vacation, new phone. Target amount, progress bar, target date, and a celebration when you hit it. ā–ø FINNY AI ASSISTANT Your personal finance companion. Chat naturally — "add Netflix for $15/month", "what's the gold price?" — in English or Arabic (including Egyptian dialect). ā–ø ACHIEVEMENTS & STREAKS Unlock badges as you build financial habits. Daily check-in streaks, net-worth milestones (10K, 100K, 1M), and more. ā–ø PRIVACY FIRST • Face ID / Touch ID login • PIN code for quick access • Hide balances with a tap • Privacy Screen hides data in the app switcher • Stored locally and synced end-to-end-encrypted via iCloud ā–ø WORKS OFFLINE iCloud sync across iPhone and iPad. Cached market data keeps the app useful without a connection. ā–ø BILINGUAL — ARABIC & ENGLISH Full RTL support. Every screen, notification, and PDF renders natively in Arabic or English. ā–ø BEAUTIFULLY DESIGNED Refined dark-first design, gold accents, smooth animations. Full Light and Dark Mode support. PREMIUM SUBSCRIPTIONS — 7-DAY FREE TRIAL Finlytix Plus (Monthly / Yearly) — Ad-free; up to 20 subscriptions, 15 commitments, 5 savings jars, 25 assets, 5 price alerts, 25 watchlist items, 100 Finny AI messages/day. Finlytix Pro (Monthly / Yearly) — Everything in Plus, plus unlimited tracking across subscriptions, commitments, jars, assets, watchlist, and price alerts; unlimited Finny AI Finlytix V ( Lifetime access limited seats) — Everything in Plus, Pro and Special features, icon, theme for V special users. Payment is charged to your Apple ID at the end of the 7-day free trial. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Renewal is charged within 24 hours prior to period end at the same price. Manage subscriptions in your Apple ID Account Settings. Any unused portion of a free trial is forfeited upon purchasing a subscription. Terms: https://finlytix-app.com/terms Privacy: https://finlytix-app.com/privacy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: admin@finlytix-app.com Download Finlytix and take control — today.

About

Masareef

Features
Read full description

Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's own SMS alerts into transactions. Set it up once and your spending files itself, even while the app is closed. Everything stays private on your phone, works offline once you're signed in, and never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup builds the Shortcuts automation for you, step by step • After that, bank messages become transactions on their own, and a banner says what was captured • Card payments, transfers, top-ups, ATM withdrawals and income, each to the right wallet • Or share any bank message to Masareef from the share sheet — one tap • Review before it posts, or let confident payments post automatically, with undo • Auto-tracking stays off until you turn it on, and off again any time WORKS WITH YOUR BANK Recognises payment alerts from 413 banks, wallets and payment apps, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank • Worldwide — HDFC, Paytm, GCash, M-PESA, Revolut, Wise, Barclays, Chase, Nubank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "spent 250 coffee" posts instantly • Or say it: hold the + and speak, Arabic or English • A full add screen for expenses, income and transfers, with categories and wallets WIDGET & SIRI • A Home and Lock Screen widget shows today and this month against your target • "Log an expense in Masareef" and "How much did I spend today" work from Siri and Spotlight WALLETS & MULTI-CURRENCY • Cash, bank accounts and mobile wallets side by side, each with its own balance • Pick any country and currency; symbols, formatting and bank list follow • Net worth across every wallet, with a trend line BUDGETS & PLANNING • Per-category budgets with on-track, near-limit and over states • A monthly target that says what's safe to spend today • Cash flow shows whether your balance lasts until payday SUBSCRIPTIONS & BILLS • A subscription tracker that finds them in your history, with yearly cost • Recurring rent, salary and bills post on schedule, with pause and skip INSIGHTS • Where it went: a donut ranking every category; tap for details • Income vs. expense, this month vs. last, and your biggest movers • Savings rate, financial health and the share logged automatically • Double charges, refunds matched to their purchase, and unusual merchant charges TRIPS & ATMS • Track a trip in its own currency, and find ATMs near you on a map PRIVATE BY DEFAULT • Transactions stay on your device and sync only to your own account • Optional app lock with Face ID or Touch ID, and a hidden app switcher preview • No ads, no data selling, and no financial data in analytics, ever BACKUP & SYNC • A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone • Offline-first: once you're signed in, everything works with no connection • Export to CSV, or keep a full backup you can restore any time Light and dark themes, full Arabic with right-to-left layout, and a native feel. Masareef is a free expense tracker, budget planner and money manager with automatic bank SMS capture. Start in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

Screenshots

Finlytix4 screens
Masareef4 screens

Verdict

The call

The clearest difference is ads: Masareef at none against Finlytix's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Finlytix sells 5 in-app purchases, starting at $0.99 per month and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finlytix ships an update daily, Masareef every 2 days. The most recent releases landed on September 9, 2026 and September 20, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Finlytix versus Masareef: the parameters behind the verdict, then further details
ParameterFinlytixMasareef
PriceFreeFree
Update frequencyDaily — betterEvery 2 days
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size58 MB86 MB
Age rating4+4+
DeveloperAli FayedMohamed Gado

In-app purchases

5 purchases

Finlytix

Subscriptions4
  • Finlytix Plus Month$0.991 Month
  • Finlytix Pro Month$1.991 Month
  • Finlytix Plus$9.991 Year
Show 1 more
  • Finlytix Pro Annual$19.991 Year
One-time1
  • Finlytix V$500.00
3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$99.99

Questions

Is Finlytix free?
Finlytix is free to download, with in-app purchases available.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do Finlytix or Masareef have ads?
Finlytix shows ads; Masareef does not.
Which is updated more often, Finlytix or Masareef?
Finlytix ships an update daily, and Masareef every 2 days. Most recently, Finlytix was updated on September 9, 2026 and Masareef on September 20, 2026.

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