Finlytix vs Masarefy

Finlytix — know exactly where your money stands, in real time. Net worth, live markets, subscriptions, budgets, and financial status in one beautifully designed app. ▸ NET WORTH AT A GLANCE Total wealth across every asset class — cash, gold, stocks, and more. Every holding converts to your base currency in real time. Gain/loss, allocation donut, 7-day performance. ▸ FINANCIAL STATUS SCORE A premium rating based on spending discipline, safety cushion, diversification, and growth momentum. Animated ring, full breakdown, tier-aware coaching, one-tap share card. ▸ EXPORT PDF REPORT Generate a premium A4 report for any month — or all-time. Dashboard KPIs, health-score breakdown, income / subscriptions / commitments / expenses, holdings allocation, savings-jar progress. ▸ LIVE MARKET DATA • Precious metals — Gold, Silver, Platinum • Currencies — 47+ FX pairs including USD, EUR, SAR, AED, EGP, KWD • Oil & Commodities — Brent, WTI, Natural Gas • Egypt Gold — 24K, 21K, 18K, 14K buy/sell in EGP ▸ WATCHLIST & PRICE ALERTS Star the symbols you care about. Set custom alerts above or below a target price and get notified the moment the market hits your number. ▸ BUILT-IN CALCULATORS • Gold — grams / karats / ounces at live prices • Currency — instant FX between 47+ currencies • Zakat — auto-computes nisab and 2.5% due ▸ SUBSCRIPTION TRACKER Track Netflix, Spotify, iCloud, Adobe, or any recurring service. Categories, billing cycles, renewal calendar, trial reminders, monthly + yearly totals. ▸ BUDGET, COMMITMENTS & INCOME Log income and fixed commitments — rent, insurance, phone, tuition. Finlytix shows what's available to spend this month. Browse any past month. ▸ DAILY EXPENSES Log coffee, lunch, taxi — any ad-hoc spend — in seconds. Categorized and rolled into your monthly budget automatically. ▸ SAVINGS JARS Save toward named goals — emergency fund, vacation, new phone. Target amount, progress bar, target date, and a celebration when you hit it. ▸ FINNY AI ASSISTANT Your personal finance companion. Chat naturally — "add Netflix for $15/month", "what's the gold price?" — in English or Arabic (including Egyptian dialect). ▸ ACHIEVEMENTS & STREAKS Unlock badges as you build financial habits. Daily check-in streaks, net-worth milestones (10K, 100K, 1M), and more. ▸ PRIVACY FIRST • Face ID / Touch ID login • PIN code for quick access • Hide balances with a tap • Privacy Screen hides data in the app switcher • Stored locally and synced end-to-end-encrypted via iCloud ▸ WORKS OFFLINE iCloud sync across iPhone and iPad. Cached market data keeps the app useful without a connection. ▸ BILINGUAL — ARABIC & ENGLISH Full RTL support. Every screen, notification, and PDF renders natively in Arabic or English. ▸ BEAUTIFULLY DESIGNED Refined dark-first design, gold accents, smooth animations. Full Light and Dark Mode support. PREMIUM SUBSCRIPTIONS — 7-DAY FREE TRIAL Finlytix Plus (Monthly / Yearly) — Ad-free; up to 20 subscriptions, 15 commitments, 5 savings jars, 25 assets, 5 price alerts, 25 watchlist items, 100 Finny AI messages/day. Finlytix Pro (Monthly / Yearly) — Everything in Plus, plus unlimited tracking across subscriptions, commitments, jars, assets, watchlist, and price alerts; unlimited Finny AI Finlytix V ( Lifetime access limited seats) — Everything in Plus, Pro and Special features, icon, theme for V special users. Payment is charged to your Apple ID at the end of the 7-day free trial. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Renewal is charged within 24 hours prior to period end at the same price. Manage subscriptions in your Apple ID Account Settings. Any unused portion of a free trial is forfeited upon purchasing a subscription. Terms: https://finlytix-app.com/terms Privacy: https://finlytix-app.com/privacy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: admin@finlytix-app.com Download Finlytix and take control — today.

Masarefy is a private, local-first expense tracker for iPhone - built for everyday spending in Egypt, the Gulf, and beyond. Your transactions, wallets, budgets, and goals stay on your device. If you turn on iCloud Sync, your data syncs through your own iCloud account - not ours, because we don't run any servers. No sign-up, no ad network, no analytics following you around the web. An alternative to subscription-based money trackers that hold your data hostage. ***WHAT MASAREFY DOES ***Log expenses and income in seconds - quick-add from a home-screen widget, lock-screen widget, Siri shortcut, or the app. Multiple wallets - cash, debit cards, credit cards, bank accounts, savings - track balances side-by-side in EGP or any currency. Custom categories - rename, recolor, reorder. Monthly budgets per category with progress rings. Savings goals with visible progress. Gold tracker - grams + 18k / 21k / 24k purity. Zakah calculator - Hijri-aware due dates, nisab thresholds, breakdowns of cash, gold, and trade goods. Merchants - 28 built-in (Talabat, Carrefour, Uber, Vodafone, Netflix, Spotify) plus your own. CSV import and export - no lock-in. ***BANK SMS PARSING (EGYPT-FIRST) ***Paste a bank or wallet SMS - or trigger a Shortcut - and Masarefy turns it into a transaction with the right amount, merchant, and date. Built-in parsers cover CIB, Banque Misr, NBE, Alex Bank, InstaPay, and Vodafone Cash, in English and Arabic. The app never reads your SMS inbox. SMS content reaches Masarefy only when you paste it or run your Shortcut. ***WIDGETS AND SIRI ***Home-screen and lock-screen widgets with Quick-Add. Siri shortcuts: Add expense, Add income, Log bank SMS. Widgets and the app icon follow your accent color. ***PRIVACY BY DESIGN ***No backend server holds your finances. No account required. Ever. No ads. No marketing trackers. No data brokers. No access to your contacts, photos, location, microphone, or camera. Optional iCloud Sync through your private CloudKit database. Optional crash reporting, off by default. Read the full policy in-app: More, Privacy policy. ***ARABIC AND ENGLISH ***Full Arabic localization with RTL layout, Arabic-Indic numerals toggle, and Hijri-aware Zakah dates. Built for Arabic, not translated to it. ***FREQUENTLY ASKED ***Does Masarefy require an account? No. There is no sign-up. Your data is keyed to your device (and your iCloud, if you opt in). Does it read my SMS inbox automatically? No. iOS does not allow that, and we would not want it. SMS content reaches Masarefy only when you paste it or run a Shortcut you set up. Where does my data live? On your device, in Apple's SwiftData store. If you turn on iCloud Sync, it also lives in your private CloudKit database - your iCloud, not ours. Which banks are supported? CIB, Banque Misr, NBE, Alex Bank, plus InstaPay and Vodafone Cash, in English and Arabic. You can also write your own rules. Is there a subscription? No. Masarefy is free. Does it support multiple currencies? Yes. Set any currency code; the app formats amounts using your device's locale.