Comparison

Networthy vs Finlytix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Networthy

This private finance app helps you track assets, debts, and cash flow without linking bank accounts. It offers projections, goal tracking, and detailed charts, with a free version and a one-time purchase for unlimited features.

Highlights
  • Track assets and debts
  • Monitor net worth and cash flow
  • Project future net worth
  • FIRE goal tracking
  • Manual data entry
  • Data export and backup
Features
Read full description

Track your net worth without a single bank login. Networthy is a private net worth tracker for your assets, debts and monthly cash flow. No account, no cloud, no tracking. Your numbers stay on your iPhone. WHY NETWORTHY - Pay once, keep it forever. No subscription. - Manual entry, stored only on your device - No bank login and no third-party servers - No ads and no analytics - Face ID lock WHAT YOU CAN DO - Track assets: cash, savings, investments, property, vehicles, crypto - Track debts: loans, credit cards, mortgages - See your net worth and how it changed since last month - See your FIRE goal, your progress and an estimated date - Project your net worth 3 months, 6 months, 1 year or 5 years ahead - Track recurring income, bills and daily spending - See your asset allocation in a clear chart - Choose your own currency - Export to CSV, and back up or restore your data with a file THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 recurring income items - 2 recurring expenses LIFETIME PREMIUM, ONE PURCHASE - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items Questions? hello@wish2app.com

About

Finlytix

Features
Read full description

Finlytix — know exactly where your money stands, in real time. Net worth, live markets, subscriptions, budgets, and financial status in one beautifully designed app. ▸ NET WORTH AT A GLANCE Total wealth across every asset class — cash, gold, stocks, and more. Every holding converts to your base currency in real time. Gain/loss, allocation donut, 7-day performance. ▸ FINANCIAL STATUS SCORE A premium rating based on spending discipline, safety cushion, diversification, and growth momentum. Animated ring, full breakdown, tier-aware coaching, one-tap share card. ▸ EXPORT PDF REPORT Generate a premium A4 report for any month — or all-time. Dashboard KPIs, health-score breakdown, income / subscriptions / commitments / expenses, holdings allocation, savings-jar progress. ▸ LIVE MARKET DATA • Precious metals — Gold, Silver, Platinum • Currencies — 47+ FX pairs including USD, EUR, SAR, AED, EGP, KWD • Oil & Commodities — Brent, WTI, Natural Gas • Egypt Gold — 24K, 21K, 18K, 14K buy/sell in EGP ▸ WATCHLIST & PRICE ALERTS Star the symbols you care about. Set custom alerts above or below a target price and get notified the moment the market hits your number. ▸ BUILT-IN CALCULATORS • Gold — grams / karats / ounces at live prices • Currency — instant FX between 47+ currencies • Zakat — auto-computes nisab and 2.5% due ▸ SUBSCRIPTION TRACKER Track Netflix, Spotify, iCloud, Adobe, or any recurring service. Categories, billing cycles, renewal calendar, trial reminders, monthly + yearly totals. ▸ BUDGET, COMMITMENTS & INCOME Log income and fixed commitments — rent, insurance, phone, tuition. Finlytix shows what's available to spend this month. Browse any past month. ▸ DAILY EXPENSES Log coffee, lunch, taxi — any ad-hoc spend — in seconds. Categorized and rolled into your monthly budget automatically. ▸ SAVINGS JARS Save toward named goals — emergency fund, vacation, new phone. Target amount, progress bar, target date, and a celebration when you hit it. ▸ FINNY AI ASSISTANT Your personal finance companion. Chat naturally — "add Netflix for $15/month", "what's the gold price?" — in English or Arabic (including Egyptian dialect). ▸ ACHIEVEMENTS & STREAKS Unlock badges as you build financial habits. Daily check-in streaks, net-worth milestones (10K, 100K, 1M), and more. ▸ PRIVACY FIRST • Face ID / Touch ID login • PIN code for quick access • Hide balances with a tap • Privacy Screen hides data in the app switcher • Stored locally and synced end-to-end-encrypted via iCloud ▸ WORKS OFFLINE iCloud sync across iPhone and iPad. Cached market data keeps the app useful without a connection. ▸ BILINGUAL — ARABIC & ENGLISH Full RTL support. Every screen, notification, and PDF renders natively in Arabic or English. ▸ BEAUTIFULLY DESIGNED Refined dark-first design, gold accents, smooth animations. Full Light and Dark Mode support. PREMIUM SUBSCRIPTIONS — 7-DAY FREE TRIAL Finlytix Plus (Monthly / Yearly) — Ad-free; up to 20 subscriptions, 15 commitments, 5 savings jars, 25 assets, 5 price alerts, 25 watchlist items, 100 Finny AI messages/day. Finlytix Pro (Monthly / Yearly) — Everything in Plus, plus unlimited tracking across subscriptions, commitments, jars, assets, watchlist, and price alerts; unlimited Finny AI Finlytix V ( Lifetime access limited seats) — Everything in Plus, Pro and Special features, icon, theme for V special users. Payment is charged to your Apple ID at the end of the 7-day free trial. Subscriptions auto-renew unless turned off at least 24 hours before the end of the current period. Renewal is charged within 24 hours prior to period end at the same price. Manage subscriptions in your Apple ID Account Settings. Any unused portion of a free trial is forfeited upon purchasing a subscription. Terms: https://finlytix-app.com/terms Privacy: https://finlytix-app.com/privacy EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact: admin@finlytix-app.com Download Finlytix and take control — today.

Screenshots

Networthy4 screens
Finlytix4 screens

Verdict

The call

The clearest difference is ads: Networthy at none against Finlytix's shown. Networthy also leads on iOS requirement (15.1 vs 17.0). Finlytix's advantage is update cadence (every 2 days vs every 5 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and Finlytix sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Networthy ships an update every 5 months, Finlytix every 2 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
Networthy versus Finlytix: the parameters behind the verdict, then further details
ParameterNetworthyFinlytix
PriceFreeFree
Rating4.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 monthsEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size24 MB49 MB
Age rating4+4+
DeveloperAko OrhanAli Fayed

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
5 purchases

Finlytix

Subscriptions4
  • Finlytix Plus Month$0.991 Month
  • Finlytix Pro Month$1.991 Month
  • Finlytix Plus$9.991 Year
Show 1 more
  • Finlytix Pro Annual$19.991 Year
One-time1
  • Finlytix V$500.00

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Finlytix free?
Finlytix is free to download, with in-app purchases available.
Do Networthy or Finlytix have ads?
Finlytix shows ads; Networthy does not.
Which is updated more often, Networthy or Finlytix?
Networthy ships an update every 5 months, and Finlytix every 2 days. Most recently, Networthy was updated on November 9, 2026 and Finlytix on November 5, 2026.

Other comparisons