XAFPAY vs ZeeKash

Transfer money securely from the USA and Canada to Africa. Everything you need for your financial transactions. Manage your transfers and payments easily with our application. Fast, secure and available at all times, so your finances are always under control, wherever you are.

Zeekash — Mobile banking that works for Kenya and beyond. Send money instantly to M-Pesa, any Kenyan bank, or across the world. Pay bills, buy airtime, manage business payouts, and hold multiple currencies — all from a single app powered by Choice Microfinance Bank and regulated by the Central Bank of Kenya. WHAT YOU CAN DO • Send to M-Pesa — Instant withdrawals to any mobile-money number. The recipient's registered name is verified before you confirm. • Bank transfers via PesaLink — Send to any Kenyan bank account in seconds. We verify the account holder (Hakikisha) so a typo can't cost you money. • RTGS transfers — High-value domestic inter-bank transfers when PesaLink limits aren't enough. • Zeekash-to-Zeekash — Send to another Zeekash user using their shortcode or account number. Instant. Free. • Bulk transfers — Pay up to 100 recipients (staff, suppliers, dividends) in a single batch. Mix M-Pesa, bank and Zeekash recipients in one upload. • SWIFT transfers — Send internationally in USD, EUR, GBP, CNY and other major currencies, with full payment-purpose declarations. • China Express — Direct CNY payments to Chinese banks for businesses sourcing from China. Attach supporting invoices and documents in-app. • Pay bills — Settle electricity, water, DStv, school fees, Saccos and thousands more Kenyan billers. • Buy Goods — Pay any merchant till. The merchant name is confirmed before you authorize. • Buy airtime — Top up Safaricom, Airtel and Telkom in seconds. ACCOUNTS THAT FIT YOU • Wallet account — Quick KYC, ready in minutes. • Current account — Higher limits, full KYC, multi-currency support. • SME / Business account — Member management, bulk payouts, business reporting. • Hold balances in multiple currencies (KES, USD, EUR, GBP, CNY, UGX, TZS, RWF) on the same login. BUILT FOR TRUST • Hakikisha — every mobile number, bank account, paybill and till is verified against the registered name before you confirm. • Transaction PIN + OTP — every outbound payment is authorized twice. • Biometric login — Face ID on supported devices. • Hide balances — tap the eye icon to mask amounts in public. • Saved beneficiaries — pay regulars without re-entering account details. HELP & ACCOUNT MANAGEMENT In-app support is available 24/7. You can also reach us at support@zeekash.com.