Splitify vs AI Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitify
Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.
- Group expense splitting
- AI receipt scanner
- Bank and credit card sync
- Spending insights and budgets
- Net worth tracking
- AI-powered finance assistant
- Multi-currency support
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Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
AI Expense Tracker
Track your spending effortlessly with an AI-powered expense manager. Log expenses by voice or receipt, and automatically categorize transactions. Maintain privacy with no bank logins or sign-ups required.
- Voice expense logging
- AI receipt scanning
- Automatic categorization
- Apple Pay integration
- Budget and bill tracking
- Recurring expense management
- Private iCloud sync
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See where your money actually goes — without sign-ups, bank logins, or handing over your identity. Spent is a minimal AI expense tracker that does the boring part for you. Say what you spent. Snap a receipt. Tap with Apple Pay. AI sorts it, your month adds up, and you close the app. That's the whole job. ANONYMOUS BY DESIGN No account. No identity. No external database. Your transactions live on your phone and sync only through your own private iCloud. Your money is nobody's business. SUBSCRIPTION REQUIRED Spent includes a free trial (cancel anytime). After the trial ends, an active monthly or yearly auto-renewing subscription is required to continue using the app. Full subscription details are listed below. WHAT MAKES IT DIFFERENT → Just say it. Hit the mic or use Siri — "twelve bucks at Starbucks." Amount, merchant, category, done. → Snap a receipt. Photograph it or drop a screenshot from your banking app. AI reads every line item. → Tap, pay, tracked. Apple Pay purchases logged automatically via Shortcuts — no bank link, no credentials shared. → AI categorizes everything. Groceries, eating out, utilities, subscriptions — sorted the moment they land. Merchant logos included. → Budgets that keep up. One number for the month, or per-category limits and bills with live progress and no surprises. → Recurring & subscription tracking. Netflix, Spotify, rent — set them once and Spent handles the rest. → Share a wallet. Track a household, a couple, or a trip with live sync — fully private to the people in it. → Scan a statement. Drop a screenshot of your bank app, AI imports the transactions, you keep tracking. → Works offline-first. Manage your money anywhere, sync when you want. WHO IT'S FOR People who want a real budget planner and expense manager — without a 40-step onboarding, without surrendering bank credentials, and without becoming the product. Anonymous spending tracking that actually respects you. SUBSCRIPTION DETAILS Spent offers two auto-renewing subscription options: YEARLY SUBSCRIPTION — with free trial (cancel anytime) MONTHLY SUBSCRIPTION — with free trial (cancel anytime) • Payment will be charged to your iTunes Account at confirmation of purchase. • The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage your subscription and turn off auto-renewal by going to your Account Settings after purchase. • Any unused portion of the free trial will be forfeited if you purchase a subscription. Terms of Use: https://get-spent.app/terms Privacy Policy: https://get-spent.app/privacy
Screenshots
Verdict
The clearest difference is rating: AI Expense Tracker at 5.0 against Splitify's 3.0. AI Expense Tracker also leads on ads (none vs shown) and review sentiment (100% vs 80%). Splitify's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 2 days vs every 2 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and AI Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
AI Expense Tracker holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 80% of Splitify's written reviews are positive against 100% of AI Expense Tracker's.
Splitify ships an update every 2 days, AI Expense Tracker every 2 weeks. The most recent releases landed on September 17, 2026 and September 11, 2026 respectively.
| Parameter | Splitify | AI Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 80.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 2 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 112 MB | 37 MB |
| Age rating | 12+ | 4+ |
| Developer | Findat Private Limited | Eduardo Ozanan Correia |
Customer experience
Splitify
AI Expense Tracker
In-app purchases
Splitify
- Splitify Pro Monthly7 Days trial2 variants$2.991 Month
- Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
- Splitify Pro Yearly7 Days trial2 variants$19.991 Year
AI Expense Tracker
- 1-Month Full Access7 Days trial$3.991 Month
- 1-Month Family Full Access7 Days trial$5.991 Month
- 12-Month Full Access7 Days trial$29.991 Year
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- 12-Month Family Full Access7 Days trial$49.991 Year





