Comparison

Subscription tracker vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription tracker

Manage all your recurring expenses in one place. Automatically monitor direct debits, standing orders, and subscriptions to avoid forgotten charges and save money. Get smart calendar views, trial alerts, and custom reminders for upcoming payments.

Highlights
  • Universal tracking for 500+ services
  • Smart calendar for upcoming payments
  • Direct debit and standing order monitoring
  • Trial period alerts
  • Customizable payment reminders
  • Spending insights by category
  • Family sharing for subscriptions
Features
Read full description

Track and cancel unwanted subscriptions with ease. Wondering how to find those sneaky subscriptions draining your bank account? Trackery is the subscription tracker and bill reminder that puts you back in control of your spending. Whether it's streaming services, gym memberships, or app trials, Trackery makes sure you never overpay for subscriptions you forgot about. WHY TRACKERY? Unlike spreadsheets or note apps, Trackery organizes your recurring payments, tracks renewals, and calculates your monthly spending — then alerts you before you're charged, so you can cancel unwanted services in time. CORE FEATURES: • Easy Tracking: Add from 90+ popular services with logos — Netflix, Spotify, ChatGPT, Adobe and more — or create any custom subscription. • Smart Calendar: See every upcoming payment and renewal date in a clean monthly calendar. • Free Trial Protector: Automatic alerts before a trial ends, so you cancel before you're charged. • Renewal Reminders: Choose when to be notified before each billing date. • Home Screen Widgets: Your monthly total and upcoming payments at a glance, in three sizes. • Spending Analytics: Monthly and yearly charts, category breakdown, and smart insights like your biggest expense and money saved from cancellations. • Cancellation Links: Save each service's cancel page and jump straight to it when it's time. • Flexible Billing Cycles: Weekly, monthly, quarterly, or yearly. • Household Tracking: Tag shared subscriptions by family member and see your household total. • Multi-Currency: Live exchange rates convert everything to your chosen currency. • Custom Categories & Payment Methods: Organize payments your way. • CSV Export: Your data, exportable anytime (Premium). • Cloud Sync: Keep your subscriptions in sync across devices with secure, optional cloud backup (Premium). • Sleek Dark Mode: A stunning interface that is easy on the eyes. PERFECT FOR: • Anyone juggling 3 or more subscriptions • People who sign up for (and forget) free trials • Budget-conscious users cutting unnecessary expenses • Households sharing Netflix, Spotify, or utility bills PRIVACY FIRST: Your data stays on your device by default. Cloud sync is optional and always under your control. We never sell your financial information. Trackery Premium: Annual: $9.99 / year (includes 3-day free trial) Monthly: $2.99 / month Lifetime: $49.99 one-time purchase Prices may vary by location. Subscriptions are charged to your Apple ID account and renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://trackery.app/privacy-policy.html

About

Spending Tracker

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

Highlights
  • Track daily expenses
  • Stay on budget
  • Visualize spending categories
  • Save for goals
  • Home screen widgets
  • Manage recurring charges
Features
Read full description

Mochi Money. Track spending, stay on budget, save more. Managing money is stressful. MochiMoney makes it easy. Tap in your morning coffee. See where this month's money actually went. Hit the end of the month with something left over, for once. That's the whole pitch. Most budgeting apps treat you like an accountant. Mochi treats you like a person. It's the friendly little tracker you'll actually open every day, because it takes ten seconds and never makes you feel bad. What Mochi helps you do: Stop wondering where your money went. Every coffee, ride, and impulse buy goes in with a few taps. By the end of the month, you swap "I have no idea" for a clear picture you can act on. See your spending in colour. A simple, beautiful breakdown shows which categories are eating your paycheck. Groceries, dining, subscriptions. It's all right there. No spreadsheets. No math. Stay on budget without thinking about it. Set a monthly limit per category once, then let Mochi quietly mind the gap. You'll know you're getting close before you blow past it, not after. Save up for the things you actually want. Make wallets for the trip to Japan, the first car, the moving-out fund. Watch the progress bars grow. Feel that little hit of "I'm doing it" every time you put money aside. Glance, don't dig. Pin Mochi widgets to your home screen and see your balance, your budget, and your top spending without even unlocking the app. Money clarity in a single glance. Never get blindsided by a recurring charge. Log your subscriptions and bills once. Mochi remembers the rest, so future you doesn't get that "wait, what?" moment on payday. Built for real people, not finance nerds You don't need to learn Mochi. There's no setup wizard, no jargon, no judgment. It's quick, it's friendly, it's a little bit cute. Within a week, you'll actually understand your money for the first time. Saving for your first apartment? Trying to stop bleeding cash on takeout? Just want to feel less anxious when your phone buzzes with a bank notification? Mochi's got you. Take a breath. Tap a few buttons. Take control. Download Mochi Money and start a softer, smarter relationship with your money today.

Screenshots

Subscription tracker4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 5.0 against Subscription tracker's 3.7. Spending Tracker also leads on review sentiment (100% vs 67%). Subscription tracker's advantage is update cadence (every 2 weeks vs monthly) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription tracker sells 3 in-app purchases, starting at $2.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 67% of Subscription tracker's written reviews are positive against 100% of Spending Tracker's.

UpkeepUpdate frequency

Subscription tracker ships an update every 2 weeks, Spending Tracker monthly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

Scorecard5 real differences · 5 level
Subscription tracker versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSubscription trackerSpending Tracker
PriceFreeFree
Rating3.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.6 — better26.2
Further details — not scored
Size28 MB20 MB
Age rating4+4+
DeveloperAbdessamad ElguarnaouiPratish Shrestha

Customer experience

Subscription tracker

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Subscription tracker

Subscriptions2
  • Monthly Premium$2.991 Month
  • Annual Premium3 Days trial$19.991 Year
One-time1
  • Lifetime Premium$49.99
1 purchases

Spending Tracker

One-time1
  • Mochi Money Pro$12.99

Questions

Is Subscription tracker free?
Subscription tracker is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Subscription tracker or Spending Tracker?
Spending Tracker is rated higher. Subscription tracker averages 3.7 out of 5 from 3 ratings, while Spending Tracker averages 5.0 from 1 ratings.
Do Subscription tracker or Spending Tracker have ads?
Neither Subscription tracker nor Spending Tracker shows ads.
Which is updated more often, Subscription tracker or Spending Tracker?
Subscription tracker ships an update every 2 weeks, and Spending Tracker monthly. Most recently, Subscription tracker was updated on October 17, 2026 and Spending Tracker on October 16, 2026.

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