Comparison

Divy It Up vs Prism.fi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divy It Up

Effortlessly manage shared finances with friends, roommates, or groups. Track expenses, see who owes what, and settle balances with smart, simplified calculations. Ideal for ongoing group money management.

Highlights
  • Track shared money and expenses
  • Calculate simplest settlement options
  • Split bills equally, by percentage, or custom
  • Monitor payment accountability
  • Log expenses quickly
  • Group financial transparency
Features
Read full description

Managing money with friends shouldn’t be messy. Perfect for roommates, trips, clubs, and teams managing shared money. Divy It Up is the easiest way to split expenses, track shared money, and stay fully aligned with your group — whether it’s roommates, trips, or ongoing shared finances. If you’ve used apps like Splitwise, you’ll immediately feel the difference: Divy It Up isn’t just splitting bills — it’s full financial transparency for groups. And you can settle the finances directly in our app. Group Financial Transparency Know exactly where your group stands at all times. • See who has paid and who hasn’t • Track every expense across your group • Always know balances — no guessing, no confusion Smart Group Settlement Settle up faster, with fewer payments. • Automatically calculates the simplest way to settle balances • Minimizes the total number of transactions across the group • Eliminates circular payments and unnecessary back-and-forth Intelligent Expense Splitting Handle real-world scenarios without friction. • Equal, weighted, percentage, or custom splits • Easily manage rent, utilities, groceries, travel, and more • Built for ongoing group finances — not just one-time trips Payment Accountability No more awkward reminders. • Clear visibility into who owes what • Real-time status across all expenses • Built-in accountability without the friction Built for Real Life Fast, simple, and designed for how people actually share money. • Log expenses in seconds • Clean, intuitive interface • Works for roommates, teams, clubs, and friend groups Stop guessing. Stop chasing payments. Start managing group finances the right way.

About

Prism.fi

Features
Read full description

Prism is the official companion app for your Prism crypto card. Spend your cryptocurrency anywhere Visa or Mastercard is accepted. Instantly convert crypto to fiat, track transactions, manage your card settings, and enjoy seamless global spending with your digital assets.

Screenshots

Divy It Up4 screens
Prism.fi3 screens

Verdict

The call

Divy It Up and Prism.fi are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Divy It Up versus Prism.fi: the parameters behind the verdict, then further details
ParameterDivy It UpPrism.fi
PriceFreeFree
Rating4.8 (18 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings18 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size95 MB32 MB
Age rating17+4+
DeveloperThe Club Sports Organization LLCPrism.fi

In-app purchases

None

Divy It Up

No in-app purchases

None

Prism.fi

No in-app purchases

Questions

Is Divy It Up free?
Divy It Up is free to download, with no in-app purchases.
Is Prism.fi free?
Prism.fi is free to download, with no in-app purchases.
Do Divy It Up or Prism.fi have ads?
Neither Divy It Up nor Prism.fi shows ads.

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