Divy It Up vs Bitcoin HQ

Managing money with friends shouldn’t be messy. Perfect for roommates, trips, clubs, and teams managing shared money. Divy It Up is the easiest way to split expenses, track shared money, and stay fully aligned with your group — whether it’s roommates, trips, or ongoing shared finances. If you’ve used apps like Splitwise, you’ll immediately feel the difference: Divy It Up isn’t just splitting bills — it’s full financial transparency for groups. And you can settle the finances directly in our app. Group Financial Transparency Know exactly where your group stands at all times. • See who has paid and who hasn’t • Track every expense across your group • Always know balances — no guessing, no confusion Smart Group Settlement Settle up faster, with fewer payments. • Automatically calculates the simplest way to settle balances • Minimizes the total number of transactions across the group • Eliminates circular payments and unnecessary back-and-forth Intelligent Expense Splitting Handle real-world scenarios without friction. • Equal, weighted, percentage, or custom splits • Easily manage rent, utilities, groceries, travel, and more • Built for ongoing group finances — not just one-time trips Payment Accountability No more awkward reminders. • Clear visibility into who owes what • Real-time status across all expenses • Built-in accountability without the friction Built for Real Life Fast, simple, and designed for how people actually share money. • Log expenses in seconds • Clean, intuitive interface • Works for roommates, teams, clubs, and friend groups Stop guessing. Stop chasing payments. Start managing group finances the right way.

Bitcoin headquarters for long-term holders. Track, stack and hold with clarity. Most Bitcoin apps push you to trade more, check more, and stress more. Bitcoin HQ was built for the opposite. Your headquarters for long-term holding, portfolio tracking, strategy tools, and the mindset framework to stay consistent while everyone else reacts. No trading. No leverage. No noise. Just clarity. BUILT FOR TRUST No private keys No transactions No custody Bitcoin HQ never touches your Bitcoin, only the data you choose to add FREE FEATURES Live BTC price (USD and EUR) Bitcoin Journey Bar - track progress to 1 BTC and beyond Halving Countdown Network health (hashrate, difficulty, mempool) Bitcoin news feed Bitcoin-themed games BITCOIN HQ PRO (subscription required) Unlock the full toolkit with a 7-day free trial. Monthly or annual subscriptions available. Portfolio Tracking & Wallets (PRO) Track your total BTC across multiple wallets Current value, cost basis, and performance at a glance Full P&L breakdown per wallet (EUR and USD supported) Watch-only addresses - no keys required Performance and Insights (PRO) Portfolio value and P&L charts over time Holdings breakdown with average buy price and unrealised returns Snapshot tool to export and share your progress Strategy Tools (PRO) DCA Journal - log every buy and track your average cost DCA Simulator - model long-term stacking scenarios Target Planner - estimate time to reach 0.1, 0.5, or 1 BTC What If Calculator - see future value at any BTC price Mindset and Discipline (PRO) This is where Bitcoin HQ is different. Stress Test - see how your portfolio reacts to major drops Emotional Risk Check - measure your mindset during volatility Proof of Conviction - track days held and cycles survived Fear and Greed Index - understand market psychology Because in Bitcoin, your biggest risk is not the market, it is your decisions. Real-time price and MA alerts with push notifications (PRO) GAMES A growing collection of Bitcoin-themed games built into your HQ. Because even your downtime should be about Bitcoin. Built by a long-term holder, for long-term holders. No trading. No leverage. No noise. Just clarity. The app you open when you want to stay grounded, stick to your plan, and think long term. SUBSCRIPTION DETAILS Bitcoin HQ Pro is available as a monthly or annual auto-renewable subscription. New subscribers can start with a 7-day free trial. Subscription auto-renews until cancelled in Settings. Cancel anytime. Prices displayed in the app reflect your local currency and storefront. Download Bitcoin HQ. Stack sats. Stay the course. Terms of Use: https://www.bitcoinhq.app/terms Privacy Policy: https://www.bitcoinhq.app/privacy