CD Tracker vs My Dividend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CD Tracker
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it FREE AND PRO CD Tracker is free for up to 5 active CDs, with every feature included. Redeemed CDs don't count, so renewing never uses a slot. CD Tracker Pro unlocks unlimited CDs with a one-time purchase, with no subscription. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html
My Dividend Tracker
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Dividend Tracker is built for investors who focus on income. Track every dividend payment with clarity and precision. See your monthly income at a glance and understand how each position contributes. Dividend income first. Position profitability second. Nothing extra. INCOME, CLEARLY STRUCTURED Keep a clean, organized record of your dividend history across brokers. Every payment is preserved—even after a position is sold. View: • Monthly dividend income • Yearly totals • Lifetime income • Broker-level breakdowns Your income record remains intact. No distortions. No projections—just what your portfolio actually paid you. PROFITABILITY, WITHOUT DISTRACTION Monitor each position’s performance with straightforward profitability insight. See: • Current value • Cost basis • Unrealized gains or losses All without trading clutter. BUILT FOR LONG-TERM INVESTORS Dividend Tracker is designed for clarity and discipline. It is not a trading platform. It does not chase trends. It shows you what your portfolio pays you—and how your positions are performing. If you invest for income, this is your system. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: CD Tracker at none against My Dividend Tracker's 2. CD Tracker also leads on update cadence (daily vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Dividend Tracker sells 2 in-app purchases, starting at $2.99 per month. CD Tracker asks for nothing beyond the download.
CD Tracker ships an update daily, My Dividend Tracker every 4 months. The most recent releases landed on October 2, 2026 and October 1, 2026 respectively.
| Parameter | CD Tracker | My Dividend Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 17.6 — better |
| Further details — not scored | ||
| Size | 2 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Jose Siman | Sam Ventimiglia |
In-app purchases
CD Tracker
No in-app purchases
My Dividend Tracker
- Live Market Data$2.991 Month
- Dividend Tracker Pro$14.99
Questions
Is CD Tracker free?
Is My Dividend Tracker free?
Do CD Tracker or My Dividend Tracker have ads?
Which is updated more often, CD Tracker or My Dividend Tracker?
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