Comparison

CD Tracker vs Compound Interest Sim

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CD Tracker

Features
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Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it FREE AND PRO CD Tracker is free for up to 5 active CDs, with every feature included. Redeemed CDs don't count, so renewing never uses a slot. CD Tracker Pro unlocks unlimited CDs with a one-time purchase, with no subscription. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html

About

Compound Interest Sim

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Plan your financial future with Compound Interest Sim — a powerful yet easy-to-use investment growth calculator. Whether you're saving for retirement, building an emergency fund, or exploring different investment strategies, this app helps you visualize how your money can grow over time through the power of compound interest. KEY FEATURES: - Compound Interest Calculator: Enter your initial investment, monthly contributions, annual interest rate, and investment period to instantly see your projected future value. - Annual & Monthly Compounding: Switch between yearly and monthly compounding frequencies to compare results. - Interactive Charts: Visualize your asset growth with beautiful area charts showing deposits vs. investment gains over time. - Year-by-Year Table: View a detailed annual breakdown of your balance, deposits, and earned interest. - Reverse Calculator: Set a financial goal and find out the required interest rate or number of years needed to reach it. - Save & Compare Plans: Store up to 5 different investment scenarios and compare them side by side. - Bilingual Support: Full English and Japanese localization. - 100% Offline & Private: All calculations run locally on your device. No data is collected, stored, or transmitted. Compound Interest Sim is designed to be a simple simulation tool to help you understand the potential of long-term investing. It is not financial advice.

Screenshots

CD Tracker4 screens

Verdict

The call

The clearest difference is price: CD Tracker at Free against Compound Interest Sim's $1.99. CD Tracker also leads on device support. On in-app purchases and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

CD Tracker is free to download; Compound Interest Sim costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Ā· 4 level
CD Tracker versus Compound Interest Sim: the parameters behind the verdict, then further details
ParameterCD TrackerCompound Interest Sim
PriceFree — better$1.99
Update frequencyDaily—
AdsNo—
In-app purchasesNoNo
DevicesiPhone, iPad — better—
Requires iOS18.617.0 — better
Further details — not scored
Size2 MB1 MB
Age rating4+4+
DeveloperJose SimanManabi Mate LLC

In-app purchases

None

CD Tracker

No in-app purchases

None

Compound Interest Sim

No in-app purchases

Questions

Is CD Tracker free?
CD Tracker is free to download, with no in-app purchases.
Is Compound Interest Sim free?
Compound Interest Sim costs $1.99, with no in-app purchases.

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