Comparison

CDTracker vs LadderKeep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CDTracker

Features
Read full description

CD Tracker helps you organize and monitor your Certificates of Deposit in one clean, fast app. Track everything in one place Multiple financial institutions Currency, principal, annual interest rate Start date and maturity date Owner (self, spouse, company, etc.) Status (active / redeemed) Tax treatment and optional withholding Document number and notes Dashboard that answers the key questions Total invested by currency Monthly and yearly interest (net) Combined totals in USD using current FX rates Stay ahead of maturities Quickly see what’s maturing soon Optional reminders so you don’t miss important dates Privacy-first No login No data collection Your entries stay on your device CD Tracker is designed for clarity: a simple list for fast updates and a dashboard for instant totals.

About

LadderKeep

Features
Read full description

LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.

Screenshots

CDTracker3 screens
LadderKeep4 screens

Verdict

The call

The clearest difference is in-app purchases: CDTracker at none against LadderKeep's 1. CDTracker also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LadderKeep sells 1 one-off in-app purchase. CDTracker asks for nothing beyond the download.

Scorecard2 real differences · 4 level
CDTracker versus LadderKeep: the parameters behind the verdict, then further details
ParameterCDTrackerLadderKeep
PriceFreeFree
Update frequencyDaily—
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS18.617.0 — better
Further details — not scored
Size4 MB4 MB
Age rating4+4+
DeveloperJose SimanChristian Pedersen

In-app purchases

None

CDTracker

No in-app purchases

1 purchases

LadderKeep

One-time1
  • LadderKeep Lifetime$4.99

Questions

Is CDTracker free?
CDTracker is free to download, with no in-app purchases.
Is LadderKeep free?
LadderKeep is free to download, with in-app purchases available.
Do CDTracker or LadderKeep have ads?
LadderKeep shows ads; CDTracker does not.

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