CDTracker vs LadderKeep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CDTracker
Read full descriptionHide full description
CD Tracker helps you organize and monitor your Certificates of Deposit in one clean, fast app. Track everything in one place Multiple financial institutions Currency, principal, annual interest rate Start date and maturity date Owner (self, spouse, company, etc.) Status (active / redeemed) Tax treatment and optional withholding Document number and notes Dashboard that answers the key questions Total invested by currency Monthly and yearly interest (net) Combined totals in USD using current FX rates Stay ahead of maturities Quickly see what’s maturing soon Optional reminders so you don’t miss important dates Privacy-first No login No data collection Your entries stay on your device CD Tracker is designed for clarity: a simple list for fast updates and a dashboard for instant totals.
LadderKeep
Read full descriptionHide full description
LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.
Screenshots
Verdict
The clearest difference is in-app purchases: CDTracker at none against LadderKeep's 1. CDTracker also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LadderKeep sells 1 one-off in-app purchase. CDTracker asks for nothing beyond the download.
| Parameter | CDTracker | LadderKeep |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily | — |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 4 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Jose Siman | Christian Pedersen |
In-app purchases
CDTracker
No in-app purchases
LadderKeep
- LadderKeep Lifetime$4.99
Questions
Is CDTracker free?
Is LadderKeep free?
Do CDTracker or LadderKeep have ads?
Other comparisons















