Invest vs Expense Tracker Simple
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Invest
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Invest-karo.com Wealth Management & Investment Platform Invest-karo is a comprehensive solution designed to help you manage and grow your investments. Whether you are an individual investor or a financial distributor (MFD), the platform simplifies the entire investment journey - Easy account opening We help you quickly open your mutual fund account and start investing. With us, you don’t need a demat account to start buying mutual funds. - Easy fund selection & investment We have tried to make it simpler for you to select the right mutual fund scheme for your financial goals. Once you have shortlisted the schemes, you can go ahead and buy in 3 simple clicks! - No account opening charges We don’t levy any charges from our customers. There are no demat charges as well. - Live portfolio tracking - Human connect Financial matters require discussion and we have humans to help you in the process. You can either call us or get in touch with our distributors in your location. What Types of Transactions are Possible You can do following types of transactions for mutual funds in India • Systematic Investment Plan (SIP): Regular monthly investments in mutual funds • One-time lump sum • Sell / Redemption: Withdraw money from your mutual fund investments • Switch: Shift your investment from one scheme to another of the same mutual fund • Systematic Withdrawal Plan (SWP): You can withdraw / sell your investments at fixed interval • Systematic Transfer Plan (STP): You can shift your investment from one scheme to another at fixed interval. It works within a mutual fund. • Instant Redemption: For some liquid schemes, you can instantly redeem your investments upto Rs. 50,000. What Financial Goals can be Achieved • Build Long-Term Wealth: Suitable for meeting long-term goals with more than 3 years horizon • Save Tax: Suitable for saving taxes under Section 80C. Provides lowest lock-in among other tax saving options • Meet Short-term Goals: Suitable for superior tax adjusted returns for surplus funds over one year • Plan for Retirement: Suitable for building wealth for post retirement life • Save for Children: Suitable for accumulating funds for children education / marriage • Regular Income: Suitable for superior tax adjusted returns for regular income over more than 3 years horizon Which Mutual Funds are Available You can buy-sell following mutual funds schemes Aditya Birla Sun Life Mutual Fund Axis Mutual Fund Baroda Pioneer Mutual Fund BOI AXA Mutual Fund Canara Robeco Mutual Fund DHFL Pramerica Mutual Fund DSP Blackrock Mutual Fund Edelweiss Mutual Fund Escorts Mutual Fund Franklin Templeton Mutual Fund HDFC Mutual Fund ICICI Prudential Mutual Fund IDBI Mutual Fund IDFC Mutual Fund Indiabulls Mutual Fund Invesco Mutual Fund JM Financial Mutual Fund Kotak Mahindra Mutual Fund L&T Mutual Fund LIC Mutual Fund Mahindra Mutual Fund Mirae Asset Management Motilal Oswal Mutual Fund Peerless Mutual Fund PPFAS Mutual Fund Principal Mutual Fund Reliance Mutual Fund SBI Mutual Fund Shriram Mutual Fund Sundaram Mutual Fund Tata Mutual Fund Taurus Mutual Fund Union Mutual Fund UTI Mutual Fund
Expense Tracker Simple
This app offers a straightforward way to track your expenses without requiring an account or subscription. Log spending quickly with custom categories and view your financial habits through charts and historical data.
- Log expenses with amount, category, date, and note
- 10 built-in categories
- Up to 15 custom categories
- Monthly history browsing
- Pie chart spending breakdown
- Analytics section for insights
- Yearly spending view
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Most expense apps forgot what "simple" means. This one never did. Expense Tracker Simple is the app for people who just want to log what they spent, and nothing else. No setup. No account. No subscription. No tutorial. You open it, you log, you're done. Free. Forever. No catch. Not free for 7 days. Not free with a 5-expense limit. Not free until you "upgrade to Pro." Every single feature in this app, expense logging, monthly history, pie charts, custom categories, is yours forever, from the moment you download it. No credit card. No subscription. No expiry. No account. Not now. Not ever. You don't sign up. You don't verify an email. You don't create a password you'll forget. The app works the moment you open it, privately tied to your device_id. Nothing leaves your hands. Three taps. Every time. Open → Amount → Category → Done. That's the entire flow. No onboarding wizard. No budget targets to configure. No "link your bank account." Just log what you spent and move on with your day. Everything you need. Nothing you don't. • Log expenses with amount, category, date, and a note • 10 built-in categories for everyday spending • Add up to 15 custom categories • Browse any past month in history • Pie chart breakdown of where your money went • Get deeper insights into your spending with the analytics section • Yearly view to spot spending patterns • No bank connection. No data selling. Built for real people, not accountants. If you've downloaded five expense apps and deleted all of them because they were too complicated, too expensive, or too pushy, this is the one you've been looking for. It doesn't do everything. It does exactly enough.
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker Simple at every 2 days against Invest's every 4 months. Invest's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Invest ships an update every 4 months, Expense Tracker Simple every 2 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | Invest | Expense Tracker Simple |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 3 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Providential Platforms Private Limited | Vipul Vishnu AV |
In-app purchases
Invest
No in-app purchases
Expense Tracker Simple
No in-app purchases









