Comparison

CheqSplit vs Splitko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CheqSplit

Features
Read full description

Take a photo of the receipt. Tap who had each item. See who owes what. CheqSplit helps you split restaurant bills, group expenses, and trip costs without doing the math yourself — whether you're traveling with friends, sharing household costs with roommates or neighbors, or keeping track as a couple. Scan a receipt, invite friends, and let everyone choose what they ordered from their own phone — or add your expenses manually. Friends don’t need to install the app or create an account. They open the shared bill from a QR code or link, pick their items, and CheqSplit calculates who owes whom. WHY CHEQSPLIT? • Scan receipts Take a photo of the receipt and turn it into editable bill items with prices. • Split item by item Each person chooses what they ordered. You can also split shared dishes, drinks, taxes, tips, and discounts. • Share by QR code or link Invite friends to the same bill instantly. Everyone can open it on their own phone. • No app install for friends Only the host needs CheqSplit. Friends can join from a browser without registration. • See who owes what CheqSplit calculates the final split and shows a clear summary, so there’s no guessing or manual math. • Track trip expenses Keep restaurant bills, groceries, stays, activities, and other group costs in one trip. PERFECT FOR: • Splitting restaurant bills • Group dinners with friends • Trip expenses • Shared expenses • Roommates • Couples • Parties and events CheqSplit is a receipt-first bill splitter for real-life group payments — from restaurant bills to trips with friends. Scan the receipt. Let everyone choose their items. See who owes what. Privacy Policy: https://cheqsplitapp.com/en/privacy-policy/ Terms of Service: https://cheqsplitapp.com/en/terms-of-service/ Support: https://cheqsplitapp.com/en/support/

About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CheqSplit4 screens
Splitko4 screens

Verdict

The call

The clearest difference is device support: Splitko at 3 against CheqSplit's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CheqSplit sells 2 in-app purchases, starting at $2.99 per month and Splitko sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CheqSplit ships an update every 10 days, Splitko every 5 days. The most recent releases landed on October 5, 2026 and September 28, 2026 respectively.

Scorecard1 real difference · 9 level
CheqSplit versus Splitko: the parameters behind the verdict, then further details
ParameterCheqSplitSplitko
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 10 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size47 MB59 MB
Age rating4+4+
DeveloperIon LunguMichal Lelek

In-app purchases

2 purchases

CheqSplit

Subscriptions2
  • CheqSplit PRO Monthly7 Days trial$2.991 Month
  • CheqSplit PRO Yearly7 Days trial$34.991 Year
2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year

Questions

Is CheqSplit free?
CheqSplit is free to download, with in-app purchases available.
Is Splitko free?
Splitko is free to download, with in-app purchases available.
Do CheqSplit or Splitko have ads?
Neither CheqSplit nor Splitko shows ads.
Which is updated more often, CheqSplit or Splitko?
CheqSplit ships an update every 10 days, and Splitko every 5 days. Most recently, CheqSplit was updated on October 5, 2026 and Splitko on September 28, 2026.

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