Expensia vs Budget.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expensia
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Know where your money goes without linking a bank account. Expensia is a focused personal expense tracker for fast daily logging, recurring costs, clear insights, and monthly category budgets. Add an expense in seconds, then see spending by month and category. TRACK EXPENSES FAST • Add one-time expenses with quick amounts • Organize spending in 9 clear categories • Search and filter by name, category, or date • Attach receipt photos with Expensia Pro AUTOMATE RECURRING COSTS • Schedule daily, weekly, every 2 weeks, monthly, or yearly expenses • Pause, resume, edit, or end schedules anytime • Let Expensia create due expenses automatically UNDERSTAND YOUR SPENDING • Review today, this week, and this month • Explore 6-month trends and category breakdowns • Check current-month spending from Home Screen widgets • Use 50+ currencies with localized formatting PLAN AND EXPORT WITH PRO • Track unlimited expenses and recurring schedules • Set monthly budgets for each category • Save receipt photos • Export all expenses as CSV or a one-page PDF summary SYNC SECURELY Start as a guest, with no account required. Link Apple or Google anytime to keep your data across devices. Expensia has no ads and does not sell your data. FREE PLAN Track up to 10 manually entered expenses per month and keep 2 recurring schedules active. Automatically generated recurring expenses do not use your monthly limit. Download Expensia and make every expense easier to see, understand, and control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budget.
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Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.
Screenshots
Verdict
The clearest difference is in-app purchases: Budget. at none against Expensia's 2. Budget. also leads on iOS requirement (15.1 vs 17.0). Expensia's advantage is update cadence (fortnightly vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensia sells 2 in-app purchases, starting at $4.99 per month. Budget. asks for nothing beyond the download.
Expensia ships an update fortnightly, Budget. monthly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | Expensia | Budget. |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 24 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Ulas Sancak | Kian Schuele |
In-app purchases
Expensia
- Expensia Pro Monthly$4.991 Month
- Expensia Pro Yearly7 Days trial$29.991 Year
Budget.
No in-app purchases









