Balansly vs Monli

Your current balance is not always money you can freely spend. Some of it may already be needed for upcoming bills, recurring expenses, or other commitments. Balansly combines your current account balances with planned income and expenses to show how your balance may change over the next 12 months. Use the forecast as a scenario: test a major purchase, trip, or irregular payment before you spend, then compare different amounts or dates. Balansly is useful when you want to plan beyond the current month, prepare for seasonal expenses, manage money across several accounts, or understand whether a financial decision fits alongside commitments you already know about. HOW IT WORKS • add accounts and wallets with their actual balances • enter known income, bills, purchases, and other future expenses • review the automatically calculated forecast and update the plan when circumstances change There is no need to create an account or connect a bank. You also do not have to record every daily purchase. Add the large, recurring, and known future transactions that matter most, then periodically update your actual account balances to keep the forecast useful. PLAN AND REVIEW • plan one-off and recurring income and expenses • use weekly, monthly, yearly, or one-time schedules • edit, reschedule, pause, and resume planned transactions • review expected balance at the start and end of each month • find months with high expenses or an uncomfortably low forecast • compare income, expenses, and category totals • compare your actual balance with the plan • see upcoming financial events in a monthly calendar ACCOUNTS AND CURRENCIES • see the total balance and its history after account updates • manage multiple accounts, wallets, currencies, and cryptocurrencies • keep each currency separate without automatic exchange-rate conversion The forecast is a scenario based on the information you enter, not a guarantee of a future result. It changes when balances or planned transactions change and helps make trade-offs visible while there is still time to adjust the plan. PRIVATE BY DESIGN Your financial data stays on your device. Balansly does not send it to external servers or use third-party advertising, analytics, or tracking services. Core tracking and planning features work offline.

Monli keeps all your subscriptions in one place, reminds you before free trials end and renewals charge, and shows where your money goes. PRIVATE BY DESIGN No bank login and no card linking. Your subscriptions are stored on your device and, if you choose, in your iCloud. Monli connects to the internet to load exchange rates and service logos and to process in-app purchases. NEVER MISS A CHARGE • Free trial reminders before a trial turns into a paid plan • A free renewal reminder one day before each charge, for every subscription • With Pro, choose how many days before and at what time • "Remind tomorrow" right from the notification SEE WHERE YOUR MONEY GOES • This month, this week and yearly totals on the home screen • Statistics (Pro): spending by category, a 12-month forecast and your most expensive subscriptions CANCEL WITH CONFIDENCE • Open the manage or cancel page of popular services, or save your own link • One tap to your App Store subscriptions • Archive cancelled subscriptions and see how much you have saved • Price history shows when a price went up Monli does not cancel subscriptions for you. It takes you to the right page. EVERYTHING IN ONE PLACE • Payment calendar • 64 currencies with automatic conversion to your display currency • Categories, colors and service logos • Home Screen and Lock Screen widgets (Pro) • Siri and Shortcuts, plus a Control Center button to add a subscription • App Lock with Face ID, Touch ID or a passcode (Pro) • CSV import from spreadsheets and other apps, CSV export (Pro) • iCloud sync across your devices (Pro) • Support for larger text and VoiceOver FREE AND PRO Free: up to 5 active subscriptions (archived ones do not count), trial reminders, a renewal reminder one day before each charge, payment calendar, archive, cancel links, price history, Siri and CSV import within the free limit. Monli Pro adds: • Unlimited subscriptions • Custom reminder timing • Spending statistics • Widgets • iCloud sync • App Lock • CSV export PRICING • Monli Pro Yearly: an auto-renewing yearly subscription. Eligible new subscribers get a 7-day free trial. • Monli Pro Lifetime: a one-time purchase. All Pro features forever. Both support Family Sharing. Payment is charged to your Apple Account when you confirm the purchase or, with a free trial, when the trial ends. The subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Terms of Use: https://monli.app/terms Privacy Policy: https://monli.app/privacy