Balansly vs Centry

Your current balance is not always money you can freely spend. Some of it may already be needed for upcoming bills, recurring expenses, or other commitments. Balansly combines your current account balances with planned income and expenses to show how your balance may change over the next 12 months. Use the forecast as a scenario: test a major purchase, trip, or irregular payment before you spend, then compare different amounts or dates. Balansly is useful when you want to plan beyond the current month, prepare for seasonal expenses, manage money across several accounts, or understand whether a financial decision fits alongside commitments you already know about. HOW IT WORKS • add accounts and wallets with their actual balances • enter known income, bills, purchases, and other future expenses • review the automatically calculated forecast and update the plan when circumstances change There is no need to create an account or connect a bank. You also do not have to record every daily purchase. Add the large, recurring, and known future transactions that matter most, then periodically update your actual account balances to keep the forecast useful. PLAN AND REVIEW • plan one-off and recurring income and expenses • use weekly, monthly, yearly, or one-time schedules • edit, reschedule, pause, and resume planned transactions • review expected balance at the start and end of each month • find months with high expenses or an uncomfortably low forecast • compare income, expenses, and category totals • compare your actual balance with the plan • see upcoming financial events in a monthly calendar ACCOUNTS AND CURRENCIES • see the total balance and its history after account updates • manage multiple accounts, wallets, currencies, and cryptocurrencies • keep each currency separate without automatic exchange-rate conversion The forecast is a scenario based on the information you enter, not a guarantee of a future result. It changes when balances or planned transactions change and helps make trade-offs visible while there is still time to adjust the plan. PRIVATE BY DESIGN Your financial data stays on your device. Balansly does not send it to external servers or use third-party advertising, analytics, or tracking services. Core tracking and planning features work offline.

Centry Wallet is a simple and private personal finance tracking app for iOS. All data stays on your device: no server, no registration, no analytics! QUICK START Create an account, select a currency — and record your expenses in a matter of seconds. No accounts, passwords, or clouds: the app is ready to use right after installation. PRIVACY BY DEFAULT — All accounts, transactions, categories, and budgets are stored only locally on your device. — No server-side component and no analytics — your financial data is not sent anywhere. — The only network request is an anonymous retrieval of exchange rates, during which only currency codes are transmitted. MULTICURRENCY — Keep accounts in different currencies simultaneously. — Automatic conversion and overall balance at current exchange rates. — The ability to manually set your own rate. — Rates are cached, so the app works completely offline. WIDGETS Add a widget to your home screen — the balance and recent transactions are always visible, without the need to open the app. ACCOUNTING AND ANALYTICS — Income and expense categories with color-coded labels. — Budgeting by category with clear spending control. — Transaction history with notes for each transaction. — Quick overview of balances across all accounts and currencies. CONVENIENCE — Dark and light themes. — Multiple interface languages. — Optional daily reminder (local notification, no server). — Export all data to a CSV file — you have full control over your data. The app uses the open Fawaz currency-api exchange rate service (via the jsDelivr CDN with a backup on Cloudflare Pages); only currency codes are transmitted, and personal and financial data does not leave the device. The privacy policy is available at https://kostyabet.github.io/centry/privacy.html#en.