MoneyFlow vs Centry

MoneyFlow helps you keep track of everyday spending, plan your budget and follow your savings goals. A budget for every day Set the money available and the date it needs to last until. MoneyFlow calculates a daily allowance and tracks new expenses. Add unused money to today or spread it through your chosen end date. Your money at a glance Record expenses and income with a category, date and note. View your balance and totals for today, this week, this month, this year or all time. Find entries by name, category or note, and see how your spending is divided between categories. Budgets and monthly plans Set category budgets and compare spending with your limits. Plan recurring expenses every month or choose the months when they apply. Goals and deposits Create a savings goal and connect it to your wallet or a deposit. Keep deposit details together: balance, bank, annual interest rate and maturity date. Deposit balances and details are entered by you. Recurring payments Keep a record of subscriptions, loans and installment plans alongside your everyday finances. Multiple currencies Choose from 12 currencies, including KZT, USD, EUR and RUB. Switch the selected currency to view its transactions and spending analysis. Made for your routine Choose English or Russian, light or dark appearance, and optional daily reminders. Local storage and iCloud Your records are stored on your device, so you can keep using MoneyFlow offline. When iCloud is available, records and selected preferences can sync between your devices using the same Apple Account. No separate MoneyFlow account is required. MoneyFlow is a personal record-keeping app. Entries are added manually; it does not connect to your bank or move money.

Centry Wallet is a simple and private personal finance tracking app for iOS. All data stays on your device: no server, no registration, no analytics! QUICK START Create an account, select a currency — and record your expenses in a matter of seconds. No accounts, passwords, or clouds: the app is ready to use right after installation. PRIVACY BY DEFAULT — All accounts, transactions, categories, and budgets are stored only locally on your device. — No server-side component and no analytics — your financial data is not sent anywhere. — The only network request is an anonymous retrieval of exchange rates, during which only currency codes are transmitted. MULTICURRENCY — Keep accounts in different currencies simultaneously. — Automatic conversion and overall balance at current exchange rates. — The ability to manually set your own rate. — Rates are cached, so the app works completely offline. WIDGETS Add a widget to your home screen — the balance and recent transactions are always visible, without the need to open the app. ACCOUNTING AND ANALYTICS — Income and expense categories with color-coded labels. — Budgeting by category with clear spending control. — Transaction history with notes for each transaction. — Quick overview of balances across all accounts and currencies. CONVENIENCE — Dark and light themes. — Multiple interface languages. — Optional daily reminder (local notification, no server). — Export all data to a CSV file — you have full control over your data. The app uses the open Fawaz currency-api exchange rate service (via the jsDelivr CDN with a backup on Cloudflare Pages); only currency codes are transmitted, and personal and financial data does not leave the device. The privacy policy is available at https://kostyabet.github.io/centry/privacy.html#en.