Kongsi vs RichAuntie

Kongsi makes splitting expenses with friends, family, and roommates simple. Snap a photo of any receipt, and our AI instantly extracts the items and totals – no more manual data entry. SMART RECEIPT SCANNING • Scan receipts with your camera or upload from gallery • AI automatically extracts items, prices, and totals • Supports multi-page receipts FLEXIBLE SPLITTING • Split equally or by custom percentages • Assign specific items to specific people • See exactly who owes what GROUP MANAGEMENT • Create groups for trips, households, or events • Track balances across multiple receipts • Simplify debts with one-tap settlements STAY ON TOP OF YOUR SPENDING • Monthly spending summaries and trends • Category breakdowns • See your most purchased items and top merchants MULTI-CURRENCY SUPPORT • Track expenses in 20+ currencies • Perfect for travel and international groups Kongsi. Senang je. Terms of Use: https://kongsi.ai/terms-of-service

RichAuntie is a private expense tracker and budget planner made for Malaysia. Log what you spend in RM in two taps, see where your money goes, and keep your data on your own phone — no sign-up, no account. DOUBLE-TAP TO LOG ANY PAYMENT • Just paid? On the payment receipt or transaction screen, double-tap the back of your iPhone. AI reads the amount, payee and date and logs it — no typing. • Works with Malaysian e-wallets (Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, Setel, BigPay), DuitNow QR and DuitNow Transfer, bank apps (Maybank MAE, CIMB OCTO, Public Bank, RHB, Hong Leong and more), card payment screens and e-receipts. • One-tap setup inside the app. Prefer typing? A fast keypad, tappable categories and Siri (“Hey Siri, log expense in RichAuntie”). BUILT FOR HOW MALAYSIANS SPEND • Sub-categories out of the box: Food › Mamak, Hawker & Kopitiam, Groceries, Coffee & Drinks, Food Delivery. Transport › Petrol, Grab / e-hailing, Toll, Parking, LRT / MRT / Bus. Home › Rent, Electricity, Water, Internet. Add or rename your own. • All your money in one place: add any Malaysian bank (Maybank, CIMB, Public Bank, RHB, Hong Leong, GXBank and more) or e-wallet (Touch 'n Go, GrabPay, ShopeePay, Boost, MAE), enter the balance, and see your net worth. Credit cards too. • Amounts in Malaysian Ringgit (RM), calculated to the exact sen. REPORTS THAT EXPLAIN YOUR MONTH • Spending vs income trend: a 6- or 12-month line chart shows the months you overspent. • Category breakdown with a sub-category split, daily spending chart, biggest expense and month-on-month comparison. • Filter by note: tap “Grab”, “Shopee” or “Teh tarik” to see every matching entry and how much it really costs you. BUDGET & PLAN • Monthly budget plus per-category budgets, with a gentle warning before you overspend. • Recurring bills and subscriptions fill in automatically each month. SCAN AND IMPORT (PRO) • Snap a receipt and AI fills in the amount, date, merchant and category. • Import a bank or credit card statement (CSV, PDF or screenshot). AI turns cryptic merchant codes into readable names, suggests categories and finds what you forgot to log. • Both ask for your confirmation before anything is uploaded for processing. PRIVATE BY DESIGN • Your ledger is stored on your device. Nothing is shared with advertisers. • Optional cloud sync is end-to-end encrypted with a code only you hold. • App lock with PIN, Face ID or Touch ID. Works fully offline. Export to CSV or JSON anytime. RICHAUNTIE PRO — AUTO-RENEWABLE SUBSCRIPTION Pro removes ads and unlocks unlimited receipt scanning and bank / credit card statement import. • RichAuntie Pro (6 months) — RM19.90 every 6 months in Malaysia; the local price in other countries is shown before you confirm. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically for the same period at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple ID account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you buy a subscription. Terms of Use (EULA): https://colinchin95.github.io/daily-ledger/terms.html Privacy Policy: https://colinchin95.github.io/daily-ledger/privacy.html RichAuntie — the calm, private money tracker for every Malaysian auntie, uncle, student and boss.